

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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We met deadlines and got the deal done on time despite some appraisal scheduling issues from the appraisal firm. The rest of the transaction flowed nicely!
We've worked with Mike, Kim and Sandra several times now. Each time they've been extremely good at designing a solution that works for us. I really appreciate how responsive they are to questions, concerns, etc.
Mikes extra effort to make the loans work.
Mike was always available and great at making it an easy process
Always keep me informed. Kim keep me updated all the time and also with prompt service.
It was a pleasure to work with Mike and his team. They were diligent, very responsive, and provided honest options. We appreciate the detailed explanations, presentations, and personal customer service without pressure. Thank you Mike Gallagher...
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Mike did a great job for us. As first time home buyers, we had a lot of questions throughout the process. Mike and his team always made themselves available to make sure we had all the answers to our questions. We were extremely happy their...
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Thanks Mike for finding us the best loan for us!
Mike is a real pro! He has top notch communication, easy to Work with and keeps everything on track.
Kim Madsen is awesome. So easy to work with and pleasant to speak with. She is always doing her best to make the experience easy for the client. (PS, Ed Arioto is pretty helpful too!)
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095