

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Reviews from Web
just great service and friendly .
Great job!!!! For the second time Mike G. and everyone at Finance Of America did a great job in helping me. The thoroughness,professionalism and expertise is exceptional!!!! Thank You -
Mike always makes the refinance process easy to understand and smooth. He communicates with you each step of the way, which makes the experience seamless.
We liked the bullets showing where we were during the process. That way we knew how much more we needed to do to finish.
Mike is a very experienced lender that knows how to provide the right loan and great service.
Technology sure has helped the loan process! The system that you have in place makes it easy to fill out the loan application and submit documents. No more faxing loads of documentation! And, the system is able to link your accounts which cuts...
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Mike is a stellar agent. We've worked with his team on three mortgages now, and never had a bad experience. They always go above and beyond to get things done ahead of schedule, even on weekends or late nights. Mike takes the time to make sure...
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Mike and his team (Heather and Sandra) went above and beyond to get our transaction done. We had a stressful process due to the sale of our home, and the smoothest part of our entire sell and purchase process was our loan for our purchase,...
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5 star customer review
Very organized process. I was kept informed. Smooth process. Great for someone like me who is very busy. The mobile notary was a big plus.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095