

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Reviews from Web
Love the auto-updates and great team!
Mike was communicative during the entire closing time and performed as promised in the initial offering contract. He was key to a very smooth transaction and it was much appreciated during these COVID times!
Easy signing process
Good communication
Always answered questions promptly
Quick service
Mike and his team were very helpful on all the questions we had going through this process and got back to us right away.
Rosemary Avila, the loan adviser was very helpful with my questions.
Was there to help as needed. Very kind and polite. She was awesome!!!
Mike keeps you regularly updated of the status of the loan process, what the next steps are, and the timeline. He is easily accessible and takes the time to answer all of your questions.
Mike and staff were professional and answered any questions I had. I do not participate in any social media platform.
I was very please with finance of America if I have to choose or do this again I will choose finance of America again thank you guys!!
Mike and his team always they were very helpful the answer my questions and explain me everything step-by-step so yes I’m very happy with them thank you!!
Just happy that it all finally came together. Mike, Kim, Sondra, et. al. made it as painless as feasible.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095