Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Highly recommend Mike for anyone who is even beginning to dream of being a home owner or if you are well versed. He makes each of my clients feel as if they are the only ones he is working for even though he is managing the multitude of tasks...
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Mike was very capable and I thought it interesting how very different he is with communication when he is seeking business from when he actually gets the business. By that I mean when he is marketing himself and company he is very consitent...
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Mike, Kim and Sandra were great to work with. They explained everything really well, were accommodating of my travel schedule, and the entire process went extremely smooth!!
I was very pleased because it was done quickly and it was done with help every step of the way.Always they were right there to offer advice and help collect documents and keep me on track.When we had to redo a paper they were there to advise...
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Mike and his team (Kim and Sandra) were always quick to respond to our many questions throughout the process (this being our first time refinance). Everything was explained in detail and in a prompt manner. The experience was much easier than...
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Mike and his team (Kim and Sandra) were incredible during the process of buying our first home in 2017, and were equally fantastic during our recent refinance. They answered all of our many questions in a timely manner, and made the process...
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Made it possible to buy our dream home, always a great smile! Thanks Mike and the team.
Mike and his team are very responsive and overall great to work with. There are things I wish would have been better. For example, the initial rates we were quoted were not accurate after our credit was run. Or our escrow onsite was not confirmed...
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Mike was easy to work with, answered all questions and always had our best interests in mind.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095