

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Mike was prompt and thorough responses to all of our questions!
It was a difficult experience. The day we were scheduled to close we found out that the sellers had not signed all their docs and that they had no intention closing for another 2 days. There was a breakdown in communications between the groups....
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The team didn't filter questions and requirements, setup the wrong expectations and didn't provide the complete documentations during the scheduled sign-off and closing date.
Thank you so much to Mike and his amazing team (Kim and Sandra) who guided us through every step of the process. You all made this a pleasant and stress free experience.
You guys rock!
Mike and team are great to work with, they are very quick and timely as well.
When I do a deal with Mike I don't have to worry about a thing. He stays on top of everything and always lets me know what's going on! He makes sure everything goes fast and smooth.
Mr Gallagher and his staff are knowledgeable, friendly and able to assist in Real Estate transactions. Made us feel welcomed and in good hands.
Mike was extremely patient with us as first home buyers. He communicated well with us and assisted through the process. We appreciate the opportunity to have worked with him.
I can’t say enough great things about Mike and his team. They are very responsive and prompt to ensure deadlines are met and made the entire financing process seamless.Communication and Interactions were efficient, consolidated which I truly...
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Excellent service. Everything was in time and even closed early! Super easy and I will recommend to my friends.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095