

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Mike and his team kept positive attitudes throughout our process, which was really appreciated. They stayed in good touch with us, too!
Mike's knowledge of the market and timing of our rate lock was perfect. Mike and Kim did a great job communicating Details of Documents needed and urgent timeline's. Our Loan Process was streamline from start to finish. Thanks Mike!
Mike is exceptional. He has exceptional knowledge, patience and service.
Fast and excellent communication through the process. Appreciated the appraisal process and the the team memembers who support the entire process.
Mike and his team enabled me to move very quickly and purchase my first home with an amazing rate and zero hiccups. His professionalism and experience in home lending is far and above the best in Bay Area, and I look forward to recommending...
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The constant communication through the process helped greatly!
Very responsive and helpful.
Great communication. The process went as smoothly as possible.
Mike is an outstanding professional. He absolutely exceeded our expectations in helping us to go through the loan process and close on the house. He was proactive in the communication and ensured that at each step of the process we understood...
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Mike and his staff are very professional. They are all great to work with.
Kim is an outstanding agent. She gets things done has a wonderful attitude and very helpful. We couldn't have done it so smoothly without her. You're lucky to have her on your team. Thank you Mike and thank you Kim we are happy customers.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095