

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Providing appropriate advice. Quick communication.
Mike, thanks so much to you and your team for handling our refi. Super smooth, and everyone's communication was great throughout the process -- even for all of our annoying questions!
Best,
Chris & Michelle
Mike continues to set the bar for excellence! And he just seems to get better as time goes on. He is always looking for ways to make the process easier for the client, including using technology to reduce the ‘paper’ workload. We do not hesitate...
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Mike listened to our needs and explained options very thoroughly.
Mike,You and your team were so professional every step of the way. Communication was fantastic as we had two loans going at once your team had everything organized and running like clock work.We will recommend you and your team to anyone and...
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Mike & Team Make it Easy We were lucky enough to be referred to the most capable and kind team you’ll find! Amid extraordinary times, Mike and team deftly handled our loan from pre-approval to close. They made the process as easy as possible,...
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I very much appreciate his hard work on this last deal! We had a few issues and he maneuvered us over those obstacles to the finish line. He’s never let me down! He is a true professional!
Mike was incredibly helpful with the entire process and made everything very simple for us. He was a great help!
Mike was absolutely amazing to work with. He was very communicative and knowledgeable throughout the process. Mike was able to get us funded through a historic time, in which we were all sheltering at home. Not an easy task. I would highly...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095