

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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I purchased a home four years ago with Mike Gallagher, and now just refinanced with him as well. I asked many "what if" questions, and he always thoughtfully answered in a very timely manner. I feel he has a great sense of integrity, and helps...
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Mike was great in communicating what the next steps of the process would be, and he kept me well informed. I felt like we were truly a team in getting the loan process done.
Mike was so easy to work with and made our first home-buying process much easier. He gave advice every step of the way which we thoroughly appreciated. His team worked lightening fast to get us into our new home since we had a deadline to move...
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Mike is a consummate professional. He never once made us feel unsure or apprehensive about his plan or his level of expertise. I would not hesitate for a second to refer him to any family or friends. Couldn't be happier with him.
Mike and his team were very helpful and moved the process along in an efficient and transparent fashion.
Everything except the notary was done electronically!!
Mike and his team are always on it! They never drop the ball. They are in consistent contact with all agents and client throughout the whole process. I highly recommend Mike and his team.
The people we worked with and their devotion to detail
It was a pleasure to work with Mike for my first home buying experience. He's very knowledgeable and made that scary aspect of navigating how to purchase a home that much easier.
The whole process was simple and easy. Through a few phone calls and emails everything was completed.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095