Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike Carey has received a review with 5 star rating from Emmalee B
Reply from Owner
May 18th, 2026 08:01 PM
Thjank you for your kind words. My team appreciates the oppo
Mike was wonderful through the whole process. Thank you!
Reply from Mike Carey
May 18th, 2026 08:21 PM
Thank you for the opportunity to serve your family!
Mike Carey has received a review with 5 star rating from Tyler O
Reply from Owner
May 18th, 2026 08:28 PM
Thank you!
Mike was great the whole way through the process. He was informative the whole way through, polite, and very communicative to inform us of what was required.
Reply from Mike Carey
May 18th, 2026 08:22 PM
Thank you for the kind words!
Working with Mike was an outstanding experience from start to finish. He was incredibly responsive, knowledgeable, and took the time to explain every step of the process, which made buying our home much less stressful. Everything was handled...
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Reply from Mike Carey
May 11th, 2026 03:05 PM
Adam, I'm glad to hear that you had a positive experience working with me. Ensuring a stress-free process by being responsive and knowledgeable is something I prioritize. I appreciate your kind words and recommendation, and I'm grateful for...
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Mike was very quick to respond to our questions and concerns. He knowledge of the house buying process made everything flow very smoothly.
Reply from Mike Carey
April 30th, 2026 04:46 PM
Susan,
Thank you for the review. It was my pleasure to serve. I know that you and Doug will love it in paradise!
Mike Carey is the best!
Reply from Owner
April 21st, 2026 04:08 PM
Thank you Norma, I learned a lot from your transaction. Your hard work and dedication to closing, was apprecaited.
supportive , very encouraging, answered my questions in a timely manner . saw me through always in a positive manner .
Reply from Mike Carey
April 22nd, 2026 08:43 PM
Thank you Norma, I learned a lot from your transaction. Your hard work and dedication to closing, was apprecaited.
We had a great experience with Mike. He is very honest and helpful. He was attentive to what our needs were, and worked quickly to get our loan. We would use him again.
Reply from Mike Carey
April 23rd, 2026 04:35 PM
Robert, I'm happy to hear that you had a great experience and found my approach honest and helpful. Being attentive to your needs and ensuring a swift process is important to me. Thank you for your trust, and I look forward to the opportunity...
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Communication was excellent throughout the entire process—they were always responsive, clear, and made sure we understood every step along the way.Mike truly stood out by treating us like we were borrowing a million dollars, even though our...
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Reply from Owner
April 22nd, 2026 08:44 PM
Ines, I'm grateful for your kind words about the communication and care you experienced. Treating each client with the utmost respect, regardless of loan size, is something I strive for, and I'm pleased it made a difference for you. Thank you...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.