Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Wonderful service and great communication throughout!! I’m so pleased with Mike and his team and highly recommend them to anyone!
Reply from Owner
December 28th, 2018 05:11 PM
Thank you Chasity!
Mike and his team are the BEST!!!! I was using someone else who seemed like she was all about the money. I switched to Mike VERY close to my closing date and he made it happen and stayed on top of EVERYTHING. Thanks to Acopia Home Loans, I...
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Reply from Owner
December 20th, 2018 03:01 PM
Thank you Walectra!
Mr. Cary was extremely diligent and helpful throughout this experience. He was honest, prompt and compassionate. I would recommend him to anyone. He explained everything clearly and multiple times when necessary. He found any and all options...
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Reply from Owner
November 19th, 2018 12:00 AM
Thank you Ryan. You are a gentleman!
Mike was wonderful to do business with. I could tell that he truly loves what he does! As a first time home buyer, he answered all of my questions and was very patient and helpful. I felt very confident placing my trust in Mr. Carey!
Mike Carey and the Acopia team are true professionals. Each member of the Acopia team treated me with respect, explained everything I asked of them, and at the same time was very personable. They worked long and hard and I appreciate their...
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The most honest and professional person you will ever meet. If you are looking for a Mortgage on your new home call Mike TODAY!
Reply from The Carey Team
April 30th, 2026 05:25 PM
Thank You for the kind words!
Acopia was very professional and handle the loan process in a timely manner. They were informative in the loan process that made the entire experience less stressfull
Mike was very helpful and accommodating, any questions i had for him he was always available. I was looking for a great rate and certain monthly payment, Mike met all my expectations, and provided with lots of information that i needed to know...
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Mike and his team was great to work with. They handled an unusual situation and got my family the loan that was needed. I would highly recommend him to anyone.
Mike Carey was a very professional and efficient lender to work with. He answered our questions in a timely manner and was quick to return our emails or phone calls. Mike was a pleasure to work with and I would highly recommend his services...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.