Mike Johnson - Mortgage Broker NMLS #1863156
Loan Officer
Mike is a dedicated loan officer specializing in Conforming, FHA, VA, and Non-QM loans, bringing extensive expertise to help borrowers navigate the lending process with confidence. Known for a personalized and consultative approach, Mike wo... Show More
Location & Business Hours
Business Hours
Mon
7 AM to 5 PM
Tues
7 AM to 5 PM
Wed
7 AM to 5 PM
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Reviews from Web
Mike was great to work with!
Reply from Owner
March 20th, 2026 05:49 PM
Thanks for the great review, Ben. We're glad Mike was great to work with and we'll pass your kind words along to him. We look forward to helping you again in the future.
Mike is the man!!
Reply from Owner
February 11th, 2026 09:49 PM
Thanks so much for the awesome review, Ryan! Mike will be thrilled to hear it. We appreciate your support and look forward to serving you again.
Mike Johnson went above and beyond helping me relentlessly for 6 months. I had a tough financial situation and he persevered. He will work non stop to help you as he did with me. Thank you Mike for not giving up on me.
Reply from Owner
January 3rd, 2026 11:38 PM
Thank you, Jacqueline, for sharing your experience. We're thrilled Mike Johnson was able to support you through a difficult time and didn’t give up. We pride ourselves on perseverance and client-first service, and we’ll be sure to pass your...
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Mike “MJ” did an incredible job with my loan and I highly recommend him! He managed all of the deadlines with confidence and got me a full percentage point better than competitors, saving me $$$ in the long run. He coordinated the appraisal,...
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Reply from Owner
December 2nd, 2025 05:31 PM
Thank you for your wonderful feedback, Kathy! I'm so excited for you and your new home.
Mike was absolutely awesome with helping me refinance my home mortgage! He initially reached out to me when he saw I was seeking to refinance my mortgage to help consolidate some debt. I first told him no thank you because I was looking at...
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Reply from Owner
May 17th, 2025 10:05 PM
Thank you, Melonie! I'm so glad we could help and get you the new loan. You were so great throughout the process.
(Translated by Google) Mike helped us get the loan for our new home more efficiently. He was always available to answer our calls and emails, explain everything we needed, and calm us down, especially my wife when she was a little stressed,...
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Reply from Owner
May 6th, 2025 06:44 PM
Thank you, Jorge! It was great working with you and Kelly and I'm so excited for you both in your new home!
Mike is hands down the best! He’s super professional and dedicated to getting his clients the best rates possible. He went above and beyond to help our family secure a 2nd loan to help my mom with some much needed renovations. Thank you Mike...
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Reply from Owner
February 24th, 2025 10:21 PM
Thank you for sharing your wonderful experience, Lisa! We're thrilled to hear that Mike provided exceptional service and helped your family secure the loan. His dedication to his clients is truly commendable. We appreciate your support and...
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Mike was great to work with. He went above and beyond making sure my loan went smoothly. Also very quick to respond to questions. Much appreciated!!
Reply from Owner
December 11th, 2024 11:34 PM
Thank you, Jeff! It was great working together to get you the funding.
Professional and thorough. When a different lender offered a better rate he took the time to switch us over and saved us a few hundred dollars monthly. Will use Mike exclusively moving forward.
Tough but ended well with Mike Johnson's expertise and being hands on all throughout, he worked hard in making sure that we get funded. Thanks Sir Michael Johnson, you've been such a blessing!
Reply from Owner
August 20th, 2024 09:33 PM
Thank you Nenette. Happy to get it done for you!!
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About
Mike is a dedicated loan officer specializing in Conforming, FHA, VA, and Non-QM loans, bringing extensive expertise to help borrowers navigate the lending process with confidence. Known for a personalized and consultative approach, Mike works diligently to find tailored solutions that meet each client's unique financial needs. Whether assisting first-time homebuyers or seasoned investors, Mike's commitment to transparency, efficiency, and client satisfaction ensures a seamless borrowing experience. A lifelong Californian, Mike now splits time between Orange County and the picturesque slopes of Park City, Utah. Outside of work, Mike enjoys surfing, snowboarding, golfing, and exploring the great outdoors. As a proud parent of two grown children, Mike treasures family moments while embracing an active lifestyle that mirrors the dynamic energy brought to the lending profession.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Conversion Mortgages(HECM)
Home Equity Loan
Specialities
conventional
fha
jumbo
va
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Positions
- West Capital Lending - Mortgage Loan OriginatorJun 23rd, 2026 - Current
Memberships
- NMLS
- CA DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- nmls # 1863156
- Alabama
- Arizona
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Awards
Top Producer
Achievements
- Top 10% Funded Volume
Hobbies
- Golf
- Surfing
- Snowboarding
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access