Mike Johnson - Mortgage Broker NMLS #1863156
Loan Officer
Mike is a dedicated loan officer specializing in Conforming, FHA, VA, and Non-QM loans, bringing extensive expertise to help borrowers navigate the lending process with confidence. Known for a personalized and consultative approach, Mike wo... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 5 PM
Fri
7 AM to 5 PM
Sat
7 AM to 5 PM
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Reviews from Web
Mike was profesisonal an great at commnicating keepi n gthe process as smooth as possible.
Reply from Mike Johnson - Mortgage Broker NMLS...
September 11th, 2026 04:44 PM
Thank you! I'm looking forward to seeing you continue to build your investment portfolio.
Mike helped us with lots of hurdles. He was great to work with.
Reply from Mike Johnson - Mortgage Broker NMLS...
September 11th, 2026 02:18 PM
Thank you! I'm happy we were able to help you out and get past the hurdles! I appreciate all of your efforts.
Mike was very on top of things. He communicated with us quickly and made the entire process a great experience
Reply from Mike Johnson - Mortgage Broker NMLS...
September 2nd, 2026 02:23 PM
Thank you, Marci. And I appreciate your work through the process. I'm excited for you guys!
Mike was the first to reach out letting me know he was a person and not an AI generated message. He was available and responded in a timely manor. I was kept informed of the entire process. I would definitely recommend mike hands down!
Reply from Owner
August 29th, 2026 03:58 PM
Thank you for the wonderful review, Shelley. We’re glad Mike’s personal touch, availability, and clear communication made the process smooth for you. We appreciate your recommendation and will share your kind words with Mike; he’ll be thrilled...
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Michael Johnson aka MJ helped to make it possible for me to buy my dream home. As a first time home buyer I had some anxiety about the process. He guided me through every single step, providing detailed explanations and having patience all...
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Reply from Mike Johnson - Mortgage Broker NMLS...
August 29th, 2026 04:11 PM
Thank you, Kathy. I'm excited for you and your new home!
Mike was very nice right from the beginning . He kept me inform of each step of the process he stood out because the first interaction , he went out of his way to let mw know he was not AI and was a genuine person That won me over
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Reply from Mike Johnson - Mortgage Broker NMLS...
August 26th, 2026 03:06 PM
Shelley, thank you for your trust! I'm glad we were able to accomplish what you wanted. And I'm here for you if you have questions or need anything in the future!
Mr. Johnson's help.
Reply from Mike Johnson - Mortgage Broker NMLS...
August 16th, 2026 01:30 PM
Thank you, Rodney. It was a pleasure working with you, and I appreciate your commitment to getting the loan done quickly. I look forward to assisting you again in the future!
Mike Johnson was knowledgeable and helpful.
Reply from Mike Johnson - Mortgage Broker NMLS...
August 8th, 2026 08:19 PM
Thank you, Jennie. It was great to work with you!
Very fast and transparent. Mike made refinancing a breeze and got me the best deal.
Reply from Owner
July 29th, 2026 05:31 PM
Mike, I'm glad to hear that you found the refinancing process fast and transparent. It's great to know I could help you get the best deal. Thank you for your kind words. And thank you for your service for our country!
Mike is amazing to work with!!! Mike goes above and beyond to ensure the entire process is smooth. I would give 15 stars if possible. If you’re feeling hesitant about a refi, please give Mike a chance and I assure you’ll be happy in the end....
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Reply from Owner
May 14th, 2026 12:43 PM
Thank you, Billy. It was great to work together. I look forward to working together again!
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About
Mike is a dedicated loan officer specializing in Conforming, FHA, VA, and Non-QM loans, bringing extensive expertise to help borrowers navigate the lending process with confidence. Known for a personalized and consultative approach, Mike works diligently to find tailored solutions that meet each client's unique financial needs. Whether assisting first-time homebuyers or seasoned investors, Mike's commitment to transparency, efficiency, and client satisfaction ensures a seamless borrowing experience. A lifelong Californian, Mike now splits time between Orange County and the picturesque slopes of Park City, Utah. Outside of work, Mike enjoys surfing, snowboarding, golfing, and exploring the great outdoors. As a proud parent of two grown children, Mike treasures family moments while embracing an active lifestyle that mirrors the dynamic energy brought to the lending profession.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Conversion Mortgages(HECM)
Home Equity Loan
Specialities
conventional
fha
jumbo
va
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Positions
- West Capital Lending - Mortgage Loan OriginatorJun 23rd, 2026 - Current
Memberships
- NMLS
- CA DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- nmls # 1863156
- Alabama
- Arizona
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Awards
Top Producer
Achievements
- Top 10% Funded Volume
Hobbies
- Golf
- Surfing
- Snowboarding
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access