Michael Raynor Jr
Sr Mortgage Advisor
Eastern Washington University
Mike Raynor is a seasoned loan originator, dedicated to helping clients navigate the complexities of the mortgage landscape. Mike leverages his extensive knowledge and NMLS # 148206 to provide tailored solutions for each client's unique fin... Show More
Location & Business Hours
Business Hours
Tues
6 AM to 8 PM
Wed
6 AM to 8 PM
Thu
6 AM to 8 PM
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Reviews from Web
Mike Raynor was a very experienced and knowledgeable loan officer who found many options for me and my mortgage loan. He has been a factor in my process that has made everything possible for me I have spoken to many lenders and he was the best...
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We used Mike Raynor for a refinance and also helped us with a land purchase. He was instrumental in getting us the right lending packages and made our process go very smoothly. He even answered our questions while on vacation! We will definitely...
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We contacted Mike prior to finding our home to get pre approved. He was extremely helpful in guiding us through the entire proccess insuring we had everything we needed to make the purchasd fast and easy. He was wonderful to work with and available...
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Mike was great to work with very knowledgeable , up front with us and was very helpful and supportive was always available when we needed . He was on top of things every thing got done quickly and ahead of schedule. I would recommend him to...
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When we were looking to buy a house, I contacted Mike Raynor and he immediately told me what I needed to provide so that we could get pre-qualified. Within a few days we had a pre-qual amount that we could use in helping to make an offer on...
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Mike worked the loan on my first home purchase and he made it a very good experience. His knowledge on home loans even saved me 0.5%! My loan was closed fast and effortlessly. I highly recommend him to anyone looking for a great home buying...
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About
Mike Raynor is a seasoned loan originator, dedicated to helping clients navigate the complexities of the mortgage landscape. Mike leverages his extensive knowledge and NMLS # 148206 to provide tailored solutions for each client's unique financial situation. With a commitment to exceptional service, he guides individuals and families through every step of the loan process, ensuring a smooth and successful experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
USDA Loans
Non-QM
Self-Employed Mortgages
Cash-Out Refinances
Profit & Loss Only Mortgage
Bank Statement Loans
1099 Income Loans
Specialities
All government and Conventional Loans
Non QM
Self Employed
Construction - FHA; VA ; Conventional
Renovation
Reverse Mortgages
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Education
- Eastern Washington University
Positions
- Luminate Bank - Sr Mortgage AdvisorApr 29th, 2026 - Current
Memberships
- NMLS
- LUTCF
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 148206
Hobbies
- WIAA Basketball Official
- Sr Softball-Major level
- NCAA Basketball Official- retired
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