Michael Raynor Jr
Sr Mortgage Advisor
Eastern Washington University
Mike Raynor is a seasoned loan originator, dedicated to helping clients navigate the complexities of the mortgage landscape. Mike leverages his extensive knowledge and NMLS # 148206 to provide tailored solutions for each client's unique fin... Show More
Location & Business Hours
Business Hours
Tues
6 AM to 8 PM
Wed
6 AM to 8 PM
Thu
6 AM to 8 PM
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Reviews from Web
We just recently bought our first home near the Spokane area. And if it weren’t for Mike I don’t think we could have done it. To start off, he actually answers your phone calls and replies to your emails right away. He was the only loan officer...
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Reply from Owner
April 15th, 2021 04:22 AM
Thank you, I am truly humbled and grateful.
Mike has made our first home buying process amazing! Communication was great, always available for any questions we had and extremely friendly. This process has gone by so smooth and fast we will definitely be recommending him to our friends...
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Reply from Owner
April 15th, 2021 04:22 AM
It has been my pleasure. Thank you!
Mike was absolutely amazing! His dedication and knowledge made our home buying experience easy and smooth. The process was quick and was very comfortable. We are so blessed to have had such a great person in our corner! Will be recommending...
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Reply from Owner
April 15th, 2021 04:22 AM
Thank you very much, it has been my pleasure.
Mike was SO helpful during our home-buying process. Over a MONTH after we closed, I called with a question and he was more than helpful and fixed someone else's mistake that he had *nothing* to do with. He was just super friendly through the...
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Reply from Owner
April 15th, 2021 04:23 AM
Thank you! It was entirely my pleasure! Enjoy your new home!
After trying many different lenders we were referred to Mike, and he was amazing! He worked with us to make our dream home possible! He was very fast an efficient with the entire process. He knew exactly what was needed and kept everything...
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Reply from Owner
April 15th, 2021 04:23 AM
Thank you for your kind words, It was truly a pleasure to work with you
Was by far best person to work with on a home loan he was there every step of the way too help if my wife and I needed it. If your looking for a home loan look no farther! Mike Raynor is best around!
Reply from Owner
April 15th, 2021 04:24 AM
I’m grateful. Thank you for trusting me with your home loan.
Great experience!
Reply from Owner
April 15th, 2021 04:24 AM
Thank you
By the end of the process, Mike Raynor was personally invested in getting our loan to close. Prime worked with our finances, and got our loan approved when others had told us no without trying. Mike always communicated with us as soon as he...
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Mike Raynor was an exceptional lender! He has helped my family achieve something we didn’t think was possible, purchasing a home!Mike is a genuine man who truly cared for his clients and wants the best for their buck. He is a go getter and...
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Mike worked hard throughout the process and kept us informed through each step. I am a self employed individual and strongly recommend him for other people who are self employed!
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About
Mike Raynor is a seasoned loan originator, dedicated to helping clients navigate the complexities of the mortgage landscape. Mike leverages his extensive knowledge and NMLS # 148206 to provide tailored solutions for each client's unique financial situation. With a commitment to exceptional service, he guides individuals and families through every step of the loan process, ensuring a smooth and successful experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
USDA Loans
Non-QM
Self-Employed Mortgages
Cash-Out Refinances
Profit & Loss Only Mortgage
Bank Statement Loans
1099 Income Loans
Specialities
All government and Conventional Loans
Non QM
Self Employed
Construction - FHA; VA ; Conventional
Renovation
Reverse Mortgages
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Education
- Eastern Washington University
Positions
- Luminate Bank - Sr Mortgage AdvisorApr 29th, 2026 - Current
Memberships
- NMLS
- LUTCF
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 148206
Hobbies
- WIAA Basketball Official
- Sr Softball-Major level
- NCAA Basketball Official- retired
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