

Michelle Macia
Branch Manager

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Michelle Macia has received a review with 5 star rating from Heather B
Reply from Owner
August 5th, 2024 02:40 PM
Thank you Heather!
The open communication with Michelle and her team was top notch! I’ve felt that they really cared about their work. Would recommend to anyone!
Reply from Michelle Macia
April 9th, 2025 11:40 AM
I'm thrilled to hear that you had such a positive experience with me and my team at Churchill Mortgage, Heather! Open communication is something we strive for and I'm glad we hit the mark with you. Thanks for recommending us, it's greatly appreciated....
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Office was efficient and responsive. There was no delay in any part of this process. The communication was terrific and they stayed on task as well as kept us informed daily.
Reply from Michelle Macia
April 9th, 2025 11:40 AM
I'm thrilled to hear that you had a positive experience with Churchill Mortgage. We strive to be efficient and responsive to ensure a smooth process for our clients. Your praise for the communication and our capacity to stay on task is much...
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Michelle Macia has received a review with 5 star rating from Jadden S
Reply from Owner
August 5th, 2024 02:41 PM
Thank you Jadden for the review!
Michelle is wonderful.
Reply from Michelle Macia
April 9th, 2025 11:40 AM
I'm so glad to hear that you had a positive experience, Jadden! I'm grateful for your kind words and the 5-star rating you gave me. It's always my aim to provide the best possible service at Churchill Mortgage. If there's anything else you...
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Everything was fast and smooth
Reply from Michelle Macia
April 9th, 2025 11:40 AM
I'm delighted to hear that you found our process to be fast and smooth, Rocco. Your positive feedback is greatly appreciated. At Churchill Mortgage, we strive to provide an efficient and seamless service to our clients. It's great to know we...
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Michelle went far and beyond to make this a smooth transition. The staff and her family were all very helpful. I couldn’t have done this without all of them.
Reply from Owner
August 5th, 2024 02:42 PM
Catherine, thank you so much for the kind words! It was a pleasure working wtih you.
I was very pleased with the experience I got from Michelle and the staff . They all did awesome and made for a smooth transition. Michelle and her family went far and beyond to help make it happen. I couldn’t have done this without everyone...
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Reply from Michelle Macia
April 9th, 2025 11:40 AM
Hi Catherine, thank you so much for your kind words and the 5-star rating! It's wonderful to hear that you were pleased with our services at Churchill Mortgage. Our team endeavors to provide a smooth and comfortable experience for all our clients....
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I've bought and sold many houses. This was the first time I had the most painless and pleasant experience. Michelle and her TEAM of ladies are a powerhouse! They stayed on top of the process and kept us informed on our status every step of...
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Reply from Owner
August 7th, 2025 04:16 PM
Thank you for the great review and positive vibes! I’m so glad the process was stress-free, painless, and pleasant for you — that’s always the goal!
I cannot say enough about my experience working with Michelle and the rest of her team. She truly went above and beyond. She was always available to answer questions, run numbers, and provided necessary information to myself or realtor. During...
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Reply from Michelle Macia
April 9th, 2025 11:40 AM
Hi Brittany, it's wonderful to hear about your positive experience with us! Your kind words and the 5-star rating truly mean a lot. I'm glad to know that I was able to help answer your questions and felt available to support you throughout...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Coastal Association of Realtors
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Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLs ID 207277
Achievements
- Scottsman Guide
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- Camping
- Three Kids
- Lax Mom
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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