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Michelle Macia - Branch Manager in Ocean City, MD

Michelle Macia

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Branch Manager

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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Overall Ratings
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5 Star
98%
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1%
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Reviews from Web
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    Amy E
    Posted on August 29th, 2024 03:31 PM
    Very detailed and knowledgeable team to work with. Highly recommend!
    Reply from Owner
    August 7th, 2025 04:31 PM
    Thank you so much for the 5-star review and for recommending Coastal Lending! Your support means the world to us, and we’re so grateful for the opportunity to be part of your journey.
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    Amy E
    BERLIN, MD
    Posted on August 29th, 2024 03:30 PM
    Communication always timely. Easy to upload documents and keep track of anything missing.
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm delighted to hear that you found the document upload process easy and our communication timely, Amy. At Churchill Mortgage, we strive to keep our processes as efficient and user-friendly as possible. It was a pleasure to work with you....
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    Tommy L
    Posted on August 21st, 2024 03:49 PM
    Michelle Macia has received a review with 5 star rating from Tommy L
    Reply from Owner
    August 7th, 2025 04:31 PM
    Hey- thanks for 5 STARS, Tommy
  • Encompass
    T
    Thomas L
    ELKTON, MD
    Posted on August 21st, 2024 03:49 PM
    Always answer all my questions and communication was great through the whole process
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm thrilled to hear that you had a positive experience, Thomas! It was a pleasure to ensure that all your questions were answered and to maintain clear communication throughout the process. Thank you for your kind words and the 5-star rating....
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  • Encompass
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    Daveharvia
    ELKTON, MD
    Posted on August 16th, 2024 01:10 PM
    Very good customer service.
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm thrilled to hear that you were satisfied with the customer service you received, Daveharvia. At Churchill Mortgage, we strive to provide top-notch service to all our customers. Your feedback is greatly appreciated and will help us continue...
    read more
  • Encompass
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    Christopher S
    OCEAN CITY, MD
    Posted on August 8th, 2024 10:20 AM
    Fast service
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm thrilled to hear that you were pleased with the fast service, Christopher! Your satisfaction is my top priority. Thanks for the perfect rating and for choosing Churchill Mortgage. Please don't hesitate to reach out if you need anything...
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    Ben M
    Posted on August 7th, 2024 11:52 PM
    There should be 100 stars to give. Michelle, Jennifer and the whole team at Churchill Mortgage knocked it out of the park for my daughter and I . They made the process seamless and rather fun. They answered all my questions in a very timely...
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    Reply from Owner
    August 7th, 2025 04:32 PM
    Ben-Thank you so much for the great review — it means a lot! I wanted to share that I’m now with the Coastal Lending Team, and I’d love the opportunity to help you with any of your future mortgage needs. Don’t hesitate to reach out anytime!...
    read more
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    Shawn B
    Posted on August 4th, 2024 03:29 PM
    Michelle Macia has received a review with 5 star rating from Shawn B
    Reply from Owner
    August 5th, 2024 02:40 PM
    Thank you for the stars Shawn!
  • Encompass
    S
    Shawn B
    OCEAN CITY, MD
    Posted on August 4th, 2024 03:29 PM
    Everything. Customer service, answering questions and concerns.
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    Thank you, Shawn, for your glowing review and perfect rating. I'm thrilled to hear that you were satisfied with the customer service at Churchill Mortgage and that I was able to effectively address your questions and concerns. Your feedback...
    read more
  • Encompass
    S
    Shane M
    BERLIN, MD
    Posted on August 3rd, 2024 07:51 PM
    Smooth and easy experience.
    Reply from Michelle Macia
    April 10th, 2025 03:23 PM
    I'm delighted to hear that your experience was smooth and easy. It was a pleasure assisting you! Thank you for your feedback!
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    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
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    Memberships
    • Coastal Association of Realtors
    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLs ID 207277
    Achievements
    • Scottsman Guide
    Hobbies
    • Camping
    • Three Kids
    • Lax Mom
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    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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