Michelle Macia

Name: Luminate Bank
Address: 6200 Coastal Hwy, Ocean City, Maryland, 21842
Telephone: +1-410-937-9800
Rating: 4.97

Branch Manager

Luminate Bank

4.97

(160)

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(410) 937-9800

7137737426

Ocean City, MD

https://CoastalLendingTeam.com

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4.97

(160)

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Michelle and her team were very helpful and made the process easy and simple for us. Michelle gave us options and advice that made less stress for us through this process.michelle was very knowledgeable and respectful and assisted us even on...

Reply from Michelle Macia

April 9th, 2025 11:40 AM

Thank you so much for your kind words, Dale. I'm thrilled to hear you had a positive experience with my team and me at Churchill Mortgage. We strive to make the mortgage process as simple and stress-free as possible, and I'm glad to hear we...

Michelle Macia has received a review with 5 star rating from Matthew A

Reply from Owner

August 7th, 2025 03:59 PM

Love the 5 star review Matt, thanks

Your team was very responsive. When emailed, they would respond on the same day and incorporate new information into the loan process. They were so efficient, that we managed to close settlement a week ahead of schedule.

Reply from Michelle Macia

April 9th, 2025 11:40 AM

I'm delighted to hear that you had such a positive experience with us at Churchill Mortgage, Matthew. Our team aims to provide efficient and responsive service, and it's wonderful to know that we were able to incorporate new information in...

Buying a home can be stressful and confusing at times and Michelle was there to answer all our questions and at closing she took the time to explain everything. She is awesome!!

Reply from Michelle Macia

April 9th, 2025 11:40 AM

I'm thrilled to hear that you had a positive experience with your home buying process, Kelly! It's not always an easy journey, but I'm glad I could help make it less stressful and more understandable for you. Your kind words and the awesome...

Michelle Macia has received a review with 5 star rating from Bryan S

Reply from Owner

August 7th, 2025 03:59 PM

Thank you for the STARS

The communication the friendliness and the overall good feeling of people that cared

Reply from Michelle Macia

April 9th, 2025 11:40 AM

It's lovely to hear your feedback, Bryan. I'm thrilled that you found our communication and friendliness to your liking, and that our team at Churchill Mortgage made you feel cared for. Your satisfaction is our priority and we strive to exceed...

Michelle and her team were very professional, efficient, and responsive. She addressed all of my questions and doubts in a more than reasonable amount of time and was kind, helpful, and encouraging throughout the process of buying my first...

Reply from Michelle Macia

April 9th, 2025 11:40 AM

Hi Leah, Thank you for the fantastic review and the perfect rating! Your kind words mean a lot. I'm thrilled to hear that you found our service efficient, professional, and responsive. It was my pleasure to assist you throughout the process...

Michelle helped me through the process,. She answered all my questions and was there for me anytime I needed her . She made my experience less complicated. I would highly recommend Michelle….

Reply from Michelle Macia

April 9th, 2025 11:40 AM

I'm incredibly grateful for your kind words, Lisa. It was a pleasure to guide you through the process and I'm thrilled to hear that your experience was less complicated as a result. Your recommendation means a lot to us at Churchill Mortgage....

Absolutely great experience with Michelle Watts-Macia. She is absolutely fantastic - responsive, helpful, knowledgeable, and so easy to connect with. She made a complex process easy.

Reply from Owner

August 7th, 2025 03:26 PM

Thank you, Doug, for the opportunity to work with you! I truly pride myself on being helpful throughout the process, and I’m so glad I could be a part of your journey.

Michelle is knowledgeable, friendly, and so responsive. She returned calls and texts on weekends and evenings and is unbelievably helpful. After losing a home we had an offer on, we were ready to walk away from the whole process but Michelle...

Reply from Michelle Macia

April 9th, 2025 11:40 AM

Douglas, thank you for the five-star rating and for sharing your experience with Churchill Mortgage. It's my utmost pleasure to be able to assist you during the process, even if it meant being available during evenings and weekends. Your determination...