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Michelle Ham
Market Sales Leader
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Reviews from Web
In the spring my husband and I purchased our first home. I thought I knew enough about the process, but I quickly felt behind and in the dark. Michelle and her team were incredibly instrumental in our home buying process. She made sure we were...
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Reply from Michelle Ham
June 7th, 2026 01:09 AM
Emily, thank you for sharing your experience. I'm pleased that I could guide you and your husband through the home buying process and help ensure you felt informed and supported. It's important to me that my clients understand every step, and...
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Michelle and her team were incredibly helpful throughout our entire process! We are first time home buyers and Michelle was always quick to respond and willing to explain things to ensure that we understood everything clearly. She truly cares...
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Reply from Owner
October 10th, 2025 03:16 PM
Hi, Katie. We appreciate the kind words and are glad we could provide you with a positive experience!
Michelle and her team were absolutely amazing. The entire process went exceptionally well, very smoothly, to the point that it felt like I had an entire team working on my behalf to make my new home a reality. I enthusiastically recommend Michelle...
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Reply from Owner
September 18th, 2025 06:30 AM
Hi, Tim. Your feedback is highly appreciated. Thank you for the review!
Exceptional customer service/support! So glad Churchill was recommended by Dave Ramsey!! It was our first time doing manual underwriting to purchase our home and they worked to keep us informed and walked us through completing all documents...
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Reply from Owner
September 11th, 2025 12:13 PM
Hi, Hypāecia. I am thrilled to learn that you had a positive experience with my team and I! We loved the opportunity to help you into your next home. Enjoy and please let me know how I can help your friends and family in the future!
I can’t say enough good things about Churchill Mortgage. Michelle, Frankie and Nicole were so helpful and were able to help close quickly without any problems. Emails were answered within minutes and phone calls returned promptly. I will definitely...
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Reply from Owner
September 11th, 2025 12:15 PM
Hi, Alison! Thank you so much for your kind words! We truly loved the opportunity to help you purchase your next home. Please let me know if you have any questions or how I can help your friends and family in the future! ~Michelle
Michelle and her team were fantastic at working with us on our first home purchase! They answered all of our questions and they were patient with us. Michelle was very responsive and available for phone calls and texts!
Reply from Owner
August 28th, 2025 04:41 PM
Hi, Mathias! Thanks for taking the time to share your positive experience! It was an honor to help you purchase your first home... you did it so well! Let us know how we can help your friends and family in the future!
I love working with Michelle and the entire Churchill team. She is responsive, listens to our needs, and aligns with our situation. She and the rest of the team make it easy to do business with - three times now!
Reply from Owner
August 28th, 2025 04:39 PM
Hi, Amanda. I loved getting to work together again. Thank you for your kind words and continued trust! Enjoy your new home and getting to be so close to extended family! Let us know how we can help your friends and family in the future!
Michelle & her team were WONDERFUL to work with. We felt supported and protected every step of the way. She and her team made sure we met all of our deadlines, while explaining every detail to us along the way. She is efficient, organized,...
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Reply from Owner
August 16th, 2025 05:57 PM
Hi, Emily! Thank you for your kind words! We all loved helping you and your husband purchase your 1st home... what an exciting time of life! It was an honor to be in the process with you!
I had such an amazing experience with Churchill Mortgage. Michelle Ham was my loan officer along with her team. They were so good, even my realtor told me they were great. They always checked on me, answered all my questions, very patient,...
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Reply from Owner
August 18th, 2025 04:05 PM
Hi, Jason. Your feedback is highly appreciated. Thank you for the review!
Michelle Ham has received a review with 5 star rating from Blake
Reply from Owner
August 10th, 2025 01:58 PM
Hi, Blake At Churchill Mortgage, we aim to provide positive experiences at all times. Glad to see your rating reflected our goal.
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery
Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
