Top 5%
Michelle Ham
Market Sales Leader
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michelle was creative and found a great product for our investment strategy.
Reply from Michelle Ham
March 6th, 2026 12:05 AM
Thank you so much for your kind words! I love getting to be creative when needed in this line of work. Thank you for trusting me and my team! Hope to work with you again soon!
Michelle made the process very straightforward. At times i was surprised how simple it was. She was very transparent and I never was left guessing. Would recommend her to anyone looking into a home purchase.
Reply from Michelle Ham
March 3rd, 2026 01:59 PM
Thank you so much, Connor for your kind review! So glad the process felt smooth and simple… that is always my goal! Please let me know how I can help you or your friends and family in the future!
Michelle was wonderful to work with, made everything seem easy to understand and was very friendly!!
Reply from Michelle Ham
March 3rd, 2026 01:56 PM
Thank you, Lucas! I truly appreciate your 5 star review! I loved the opportunity to help you purchase your first home! Please let me know how I can help in the future!
Michelle was through and explained what to expect throughout this journey. She removed all anxiety to make this first time home buyer ready !
Reply from Michelle Ham
March 1st, 2026 12:39 AM
I'm pleased to hear that I could help make your home-buying experience less stressful, Nicole. So glad I could guide you through the process and provide clarity and confidence as a first-time buyer. If you have any further questions or need...
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Very smooth. Great communication. Happy client!
Reply from Michelle Ham
March 1st, 2026 12:41 AM
Thank you so much, Jeffrey! Thank you for all you did to make it such a great experience! Let me know how I can help in the future!
Clients were so happy - thank you!!
Reply from Michelle Ham
March 1st, 2026 12:41 AM
Thank you, Paige for trusting me! They were the sweetest clients and it was an honor to help them purchase their first home!
Michelle provided consistent communication throughout the loan process. If I had any questions, Michelle was always available.
Reply from Michelle Ham
February 24th, 2026 04:03 AM
Thank you so much, Arnold! I loved getting the opportunity to work with you and your clients. Let me know how I can help in the future!
have worked with Michelle three times now and she is the reason I went with this company. She makes things super easy for me and helps me navigate things. I really don't know much about.
Reply from Michelle Ham
January 21st, 2026 05:47 PM
I appreciate your continued trust in me for your refinancing needs, Peyton. It's great to know that I've made the process easy for you and helped you navigate the parts that are unfamiliar. If you have any more questions or need assistance...
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The responsiveness and willingness to talk through our questions and encourage us was so appreciated!
Reply from Michelle Ham
December 20th, 2025 12:36 AM
Thank you so much, Alex! It was such a joy to help you and Houston purchase your first home! Congratulations and let us know how we can help in the future!!
My wife and I just refinanced our home with Michelle and we could not be happier. I could tell that Michelle had our best interest in mind throughout the entire process. From monitoring rates to find the optimal time to refi, to the actual...
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Reply from Owner
October 30th, 2025 03:58 PM
Hi, Jordan. Thanks for taking the time to share your positive experience. We truly appreciate it!
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery
Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
