Top 5%
Michelle Ham
Market Sales Leader
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
I worked with Michelle Ham at Prosperity Home Mortgage and noticed that communication stayed clear throughout the process. The advice was direct and the support was steady, and Michelle Ham kept everything on track without extra back-and-forth....
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Reply from Michelle Ham
October 12th, 2026 02:56 AM
Michael, I'm so happy to hear that you found the communication clear and the support steady throughout your process with me and my team here at Prosperity Home Mortgage. It's great to know that everything stayed on track smoothly and that you...
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Would have liked a little more communication also getting emails at the end of the day was a little frustrating
Fast and easy.
Reply from Owner
October 9th, 2026 08:37 PM
Steven, I'm pleased to hear that your experience with me and my team was fast and easy. Thank you for taking the time to share your feedback! Let me know how we can help in the future! Enjoy your home!
Easy process
Reply from Michelle Ham
October 3rd, 2026 01:29 PM
Steven, I'm pleased to hear that you found the process easy. My team and I strive to ensure a seamless experience for everyone involved. Let us know how we can help your friends and family in the future!
It was expected that any mortgage company would do its best to protect the company's interests through careful underwriting , but "great" to me would be finding monetary savings that would save the customer money while still protecting the...
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Reply from Michelle Ham
September 28th, 2026 04:56 PM
John, thank you for sharing your thoughts. I understand that the collection of financial data can be a hassle with any mortgage, and I'm sorry to hear that it didn't result in the monetary savings you were hoping for. Rates have been on the...
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Attention to detail, professionalism, industry expertise
Reply from Michelle Ham
September 24th, 2026 07:07 PM
Shannon, I appreciate your kind words and am pleased that you valued my attention to detail, professionalism, and industry expertise. I always aim to provide a comprehensive experience to clients like you. Thank you for entrusting me with your...
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Michelle very patient with me and all my questions! She made sure that I was comfortable and satisfied every step of the way.
Reply from Michelle Ham
September 22nd, 2026 12:28 AM
Kelci, I'm pleased to hear that I could provide support you needed during the refinancing process. Ensuring your comfort and satisfaction throughout each step with Prosperity Home Mortgage is always my priority. Thank you for your kind words!...
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She was very easy to work with, very prompt, very supportive, and just a downright good human being. The website for the survey definitely needs some work as it randomly adding extra spaces between words .
Reply from Michelle Ham
September 8th, 2026 02:43 AM
Robert, I'm pleased to hear that you found working with me easy and supportive! Your feedback about the survey website is appreciated, and I will pass it along to the relevant team. Thank you for your kind words!
Michelle Ham has received a review with 5 star rating from Adam B
Reply from Owner
September 7th, 2026 04:40 PM
Adam, thank you for the 5-star rating. I'm pleased to know you had a positive experience with Prosperity Home Mortgage.
Michelle was great with communication throughout the process. She answered every question and helped make the process seamless from start to finish!
Reply from Michelle Ham
August 29th, 2026 04:51 PM
Adam, thank you for your kind words. I'm pleased to hear that my communication and support helped make the process seamless for you!! If you have any more questions or need assistance in the future, please feel free to reach out! Enjoy your...
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery
Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
