

Top 5%
Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Michelle Ham at Churchill Mortgage made our home-buying experience absolutely seamless and stress-free! From the very start, Michelle was a true professional, guiding us through every step of the mortgage process with patience, expertise, and...
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Reply from Owner
August 8th, 2025 10:41 PM
Hi, Gary. Thank you so much for leaving us a stellar review!
Michelle Ham at Churchill Mortgage made our home-buying experience absolutely seamless and stress-free! From the very start, Michelle was a true professional, guiding us through every step of the mortgage process with patience, expertise, and...
read more
Michelle made the entire home buying process such a breeze! There was clear and helpful communication all the way through closing, and she's friendly, prompt, and does what she can to make sure your journey to homeownership is enjoyable.
Reply from Owner
August 4th, 2025 03:06 PM
Hi, Randy. We are thrilled to learn that you had a positive experience with us!
⭐️⭐️⭐️⭐️⭐️ Five-Star Experience with Michelle Ham & Churchill Mortgage!This is my second time using Churchill Mortgage, and once again, the experience was nothing short of amazing. This was my first time working with Michelle Ham, and she absolutely...
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Reply from Owner
August 2nd, 2025 11:05 PM
Hi, Jeff. Thanks for taking the time to share your positive experience. We truly appreciate it!
Thanks to Michelle ham and team, my wife and I were able to close on our first home. The team kept us informed on the status of our application and Michelle personally answered after hours, and helped resolve concerns we had.Thank you for being...
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Reply from Owner
August 2nd, 2025 04:13 PM
Hi, Dalvinmj. We appreciate the kind words and are glad we could provide you with a positive experience!
I had a great experience with the Churchill Mortgage team. Manual underwriting was made easy by their professionalism. I recommend you go debt free, cut up those credit cards, and let Churchill get you a great home loan.
Michelle and the entire Churchill team was responsive to requests and work hard to get me the mortgage I really wanted
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you so much, Brian for the 5 star review! It was so great to get to help you and your family get settled back into Texas! Let me know how we can help you or your friends and family in the future!
Entire Team was helpful!
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you Parker for your 5 star review! We loved getting to help you purchase your first home! Enjoy and please let us know how we can help you in the future!
Teams Responses were fast, ease of process was great
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you, Angela for the 5 star review! We loved getting to help you purchase your home! Please let us know if you have any questions and how we can help you or your friends and family in the future!
Michelle Ham has received a review with 5 star rating from Nicholas B
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
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Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.