

Top 5%
Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
We even closed a day earlly!!
Reply from Michelle Ham
April 17th, 2026 04:16 PM
Julie, I'm so happy that we were able to close a day early to make it an easier move for all! Ensuring a smooth and efficient process is always my goal! Let me know how I can help in the future!
Michelle was great and provided easy to understand numbers and advice
Reply from Michelle Ham
April 17th, 2026 04:18 PM
Kathryn, I just loved working with both of you! What a joy to help you purchase your first home! I wish you all the best as you settle in and make it your own. Please reach out anytime I can help you or your friends in the future!
Michelle was attentive to me and wqs was a wealth of good advice!
Reply from Michelle Ham
April 7th, 2026 03:21 PM
Isaac, I appreciate your kind review! I'm pleased to hear that you felt attended to and found the advice helpful. Being supportive and providing valuable guidance is extra important to me and my team. If you have any more questions or need...
read more
We love Michelle and have enjoyed this experience with her the second time around!! There were a few mistakes made by the team that made the closing process more difficult than needed to be. Waiting until the last minute to confirm co-signer...
read more
Reply from Michelle Ham
April 2nd, 2026 10:32 PM
Kennedy, I'm glad to hear that overall you enjoyed your experience with me for the second time! I recognize that the days leading up to closing were challenging due to some last-minute issues with the team. Your feedback is invaluable, and...
read more
Michelle was always easy to get ahold of and always willing to help us.
Reply from Michelle Ham
April 6th, 2026 05:09 PM
Christopher, I'm glad to know that you found it easy to reach me and that I was able to help you. It's important to me that I am available to assist my clients throughout the process. If you have any more questions or need further support in...
read more
Great service
Reply from Michelle Ham
March 23rd, 2026 02:40 PM
Deborah, thank you for your positive feedback. I'm pleased to know that the service met your expectations. If there's anything more I can do for you, feel free to reach out.
Michelle and her team were very friendly and helpful every step of the process . The process went very smooth . Every question was answered and explained in detail and an easy way to understand . Fantastic job and definitely recommend .
read more
Reply from Michelle Ham
March 23rd, 2026 07:32 PM
Anthony, I appreciate your feedback. I'm glad to hear that the experience was smooth and that all your questions were answered clearly. It was a pleasure to assist you through the process, and your recommendation means a lot to me. If you ever...
read more
Michelle is a great guide to clients and always closes on time!
Reply from Michelle Ham
March 23rd, 2026 02:54 PM
Allyson, thank you for your kind words. I'm glad to have been able to guide you through the process and ensure a timely closing. If there's anything more you need help with in the future, don't hesitate to reach out.
Michelle went above and beyond!!! She was excellent!
Reply from Michelle Ham
March 13th, 2026 01:37 AM
Thank you so much, Nikki!! You sure did too!! Loved getting to work together on this one! :)
I had such a great experience working with my lender! From start to finish she was incredibly kind, personable, and genuinely cared about helping me through the process. She took the time to answer all my questions, explained everything clearly,...
read more
Reply from Michelle Ham
March 6th, 2026 12:02 AM
Thank you so much, Brooke! It's wonderful to hear that you had such a positive experience with your home buying process with my team and I. I'm glad I could provide the support and clarity you needed during this important journey. Knowing that...
read more
51–60 of 434
About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Chairman's Club
- President's Club
- NMLS
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery

Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
View All
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.