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Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Consistent care for us in the process, willingness to do the work to show us the options available, and patience with us as first time home buyers!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear about your positive experience as a first-time home buyer, Brayden! Your family is just precious, and we know that you are going to love settling into your lovely home! We always strive to provide the best care and present...
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Michelle’s team made our home buying process easy and helped us buy our first home!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear that my team and I could make your home buying process easy, Joshua. Congratulations on buying your first home, that's such a big milestone! At Churchill Mortgage, we strive to provide the best service to our clients. Your...
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Michelle Ham has received a review with 5 star rating from Kenned W
Michelle and her team were amazing! They made our first time home buying process so much easier than expected. It was always a pleasure to talk with them on the phone and work with this team!! We appreciate all the hard work they all put in...
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Reply from Michelle Ham
November 11th, 2025 05:17 PM
Hi Kennedy, thank you so much for your kind words and the fantastic 5-star review! I love hearing that you found our home buying process easy and enjoyable. It was our pleasure to work with you and help make your first home buying experience...
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The whole team was very communicative and proactive. They made my first home buying experience so pleasant!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear that you had such a positive experience with us, Nicole. Helping you navigate your first home buying process smoothly was a great pleasure. We strive to keep the lines of communication open to ensure our clients feel supported...
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Michelle was quick to respond and explained everything to the level of detail we needed, answering our numerous questions!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear that you had a positive experience with us, Kevin! It was a pleasure to assist you and your family. Thank you for choosing Churchill Mortgage and for your generous rating. I look forward to working with you again in the...
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Michelle makes it easy!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear that you had a seamless experience with me, Nathan! I strive to simplify the mortgage process and I'm glad I could help. Thank you so much for your fantastic 5-star review, it means a lot! Please get in touch if there's...
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I recently had the pleasure of working with Michelle as a first-time home buyer, and I cannot recommend her highly enough. From start to finish, she exceeded every expectation I had and then some. I had a lot of questions throughout the process,...
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I recently had the pleasure of working with Michelle as a first-time home buyer, and I cannot recommend her highly enough. From start to finish, she exceeded every expectation I had and then some. I had a lot of questions throughout the process,...
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Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Kaitlyn, for your kind words and amazing review. It was a delight to guide you through the process and I'm thrilled that you felt supported every step of the way. I'm overjoyed that the dream of homeownership is now a reality...
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Once we got past the initial steps and were dealing with the members of Michelle's team communication and service was great. They were quick to respond and answered all our questions thoroughly.
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you for your feedback. We hope that we will have the opportunity to work with you again in the future.
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
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Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.