

Top 5%
Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I’m a repeat customer, Michelle and team are awesome! Professionalism is off the charts. Thanks to the team for a job well done!!
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Awww, thank you, Jackie!! We loved getting to serve you and your family with your home purchase! Can't wait until we do this again!
Churchill's entire staff is knowledgeable and forward moving at every step. They listen to your needs, buying parameters, and are efficient at getting your loan approved all the way to closing.
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you, Tamara! We truly enjoyed helping you purchase your home. Let us know how we can help you or your friends and family in the future!
5 stars support in an extreme short time frame.
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much, Harante for your 5 star review! It was an expedited closing for sure and we are grateful for your speedy replies when we needed documents and signatures! It was a great team effort!
Amazing team and easy process! Would recommend them to anyone I know looking to buy a home. I can honestly say as a first time home buyer, Michelle and her team were there to answer any question I had promptly and accurately.
Everyone at Churchill is amazing! As first time home buyers they made it so easy from start to finish. Michelle was there for any question I had through phone call or text which I appreciated so much!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thanks so much for your kind words, Juan! I'm thrilled to hear that you found our process to be easy and that you appreciated my availability. I'm here to support you, and it was my pleasure to help you navigate your first home buying experience....
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Michelle Ham has received a review with 5 star rating from Megan V
Very kind and friendly. Timely responses. Answered all of our questions fully and made sure we understood everything. Her team was also very friendly
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear your positive feedback, Megan! It was a pleasure to assist you throughout the process. I'm glad my team and I could provide you with clear and timely responses to all your questions. We always aim to make our clients feel...
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The hands on approach to client service and continually updating us on the status of our loan.
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear that you had such a positive experience with us at Churchill Mortgage, Jason! Your 5-star rating is tremendously appreciated. Thank you for taking the time to share your feedback! Enjoy your lovely new home and please let...
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Michelle was so quick to respond, efficient in the process and made our first time buying a home so easy. We’re grateful!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear that you had such a positive experience with your first home purchase, Addisyn! It was my pleasure to make the process as efficient and seamless as possible for you. Your kind words mean a lot to me and the entire Churchill...
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Outstanding service and communication throughout the whole process!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much for the glowing review, Elizabeth! I'm thrilled to hear you had a positive experience with our process at Churchill Mortgage. Your satisfaction is my top priority, and it's wonderful to know that our efforts in communication...
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery

Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.