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Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
It was great to be able to ask questions and receive answers primarily through email and text rather than just over the phone. I work long hours and stay busy at work and it was great how flexible the entire team was with me. As a first-time...
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Reply from Michelle Ham
November 11th, 2025 05:17 PM
Hello Liliana, it's Michelle Ham here. I'm thrilled to hear that you had such a positive experience with Churchill Mortgage. Our main goal is to make the process as convenient and straightforward for our clients as possible, so it's wonderful...
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Michelle Ham has received a review with 5 star rating from Elliott N
Active communication and a kind team of people made my experience great.
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear that you had a great experience with us, Markovan. Active communication and kindness are values we hold dear at Churchill Mortgage. Your feedback is greatly appreciated and I'm glad I could contribute positively to your...
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Michelle and her team were great. Answered every question or concern I had. They made sure I understood and was comfortable with every part of the process. My agent, sellers agent, and title company were very impressed with Michelle and her...
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Michelle and her team were great. Answered every question or concern I had. They made sure I understood and was comfortable with every part of the process. My agent, sellers agent, and title company were very impressed with Michelle and her...
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Reply from Michelle Ham
November 11th, 2025 05:17 PM
Hello Lisa,I'm thrilled to hear that you had such a positive experience with our team. Your kind words and five-star rating mean a lot to us. We strive to provide the best service possible, and it's incredibly rewarding to know our efforts...
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Michelle Ham has received a review with 5 star rating from Kate S
Michelle and her team were always on top of the next step! It was so helpful and speedy. I also never doubted the advice and support they had throughout. Thank you so much!!!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you so much for your kind words and the 5-star rating, Charles! I'm truly delighted to hear that you found our process helpful and speedy. My team and I always aim to provide the best support and advice to our clients at Churchill Mortgage....
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Excellent service and guidance throughout the entire process!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
I'm thrilled to hear you had such a positive experience, Juan! It was my pleasure to guide you through the process. I strive to provide excellent service to each and every customer. Thank you for choosing Churchill Mortgage and for the 5-star...
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Michelle Ham has received a review with 5 star rating from Jaweed B
Michelle was amazing from the beginning to the end of our loan process. She made the process extremely simple and painless and communicated with us really well all along the way!
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Thank you, Jaweed! Making the loan process as simple and painless as possible for my customers is always my top priority! Your feedback on the communication during the process is also greatly appreciated. Thanks for choosing Churchill Mortgage...
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
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Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.