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Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michelle was amazing to work with! Quick to respond, creative problem solver, easy and friendly! I felt well cared for and very trusting of her.
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Awww, thank you so much, Lucy Anne! I truly loved working with you and helping your purchase your first home... what an honor! Enjoy and please let me know if you have any questions at all!
Michelle and her team are excellent! I can't imagine going through this process without them in our corner! What a wonderful experience they gave us! Thank you, Michelle 💝
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you so much! We just loved helping you purchase your home! You are such kind hearted people and I'm grateful to know you. Enjoy your lovely home and your family!
Michelle Ham has received a review with 5 star rating from Edna C
Everyone was helpful and friendly. They were there to help us with any questions that we have thank you.
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you, Edna! We loved helping you purchase your lovely home. Enjoy getting settled in and let us know if you have any questions or needs in the future!
Michelle was great, they made the process super quick and easy.
Michelle was thorough, helpful & dilligent. She made sure i didn't drop any balls!
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you, Joel for your kind words, your 5 star review, and for trusting me with your home purchase! I know you and your family with just love your new home! Please let me know if you have any questions and how I can help your friends and...
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Great team. Everyone responded to my questions promplty and worked fast to achieve my quick closing. So grateful for everyones help!
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you so much, Cassidy for your kind words! We loved working with you and help you into your next home! Enjoy and please let us know how we can help you in the future!
Michelle and her team were friendly , professional and great with communication!
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you Stephen for the wonderful review. I’m thrilled to hear you had a positive experience with our team. We pride ourselves on our professionalism and communication, so it's great to know we hit the mark with you. If you have any future...
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Several people teamed up to get all the necessary documents and there was ample communicatio. No complaints about any individual but it seemed the document system had some bugs at the beginning. Always find out what type of payment the title...
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Reply from Michelle Ham
November 11th, 2025 05:18 PM
Hi Randel, thank you for your feedback and the rating of 4.5 out of 5 stars. I'm glad to hear that you found our team's communication to be ample. We strive to make the process as seamless as possible.I apologize for any issues you experienced...
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Michelle Ham has received a review with 5 star rating from Randy R
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
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Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.