Top 5%
Michelle Ham
Market Sales Leader
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Excellent communication and willing to answer all our questions
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you so much, Courtney! I'm really glad to hear that you appreciated the communication and that I could help answer all your questions. Working with you was a pleasure, and I'm thrilled to have been part of your journey with Churchill...
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Michelle and her team were great! They communicated extremely well and kept us in the loop.
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Sarah, thank you so much for your kind words! It means the world to me and my team to hear that we provided you with a great experience. We really strive to keep communication clear and consistent, so I'm thrilled that it resonated with you....
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They were very personable and catered my loan towards my indicated preferences and helped explain the process since I was in another state and a first time home buyer
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Jade, your kind words mean the world to me. I truly enjoyed working with you on your first home purchase, especially with the added complexity of being out of state. Making the process smooth and understandable, regardless of location, is always...
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It was efficient and we felt like she was giving us good advice and thinking of our needs and our family.
Reply from Michelle Ham
November 11th, 2025 05:18 PM
I truly appreciate your positive feedback, Leigh. At Churchill Mortgage, we strive to provide the best possible service for our clients, and I'm thrilled to hear you found the process efficient. I always aim to give thoughtful advice, keeping...
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Michelle and the team whole team were great to work with from start to finish. They were professional and timely in working with any requests and questions
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you, Zach, for the high rating and for your positive review! Your feedback reaffirms the hard work that we put in every day at Churchill Mortgage. We aim to provide a professional and timely service, and I'm glad to hear we hit the mark...
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Michelle Ham has received a review with 5 star rating from Robert B
simple and easy during application and approval process, fast communication
Reply from Michelle Ham
November 11th, 2025 05:18 PM
I'm thrilled to hear you found the application and approval process at Churchill Mortgage straightforward, Robert. Fast and effective communication is something I prioritize, so it's wonderful to know it made a positive impact on your experience....
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Michelle and her team made it easy for my family to apply for a mortgage as Canadians living in the U.S. We were able to get a conventional mortgage not offered by other lenders due to our status. The dashboard on their website makes it easy...
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Reply from Michelle Ham
November 11th, 2025 05:18 PM
I'm thrilled to hear that you found our process easy to navigate, Cory. It was a pleasure working with you and your family throughout this process. Our team at Churchill Mortgage always strives to provide a smooth experience, especially to...
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Michelle and her team were such genuinely great souls to work with! They were all so kind and helpful and for first time homebuyers, made us feel like we were crushing it! I couldn't have asked for better people to work with during this process...
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Reply from Michelle Ham
November 11th, 2025 05:18 PM
Hey Ambir, thank you for the incredible review! I'm thrilled to hear that you had a positive experience working with my team at Churchill Mortgage. I take pride in aiding first-time homebuyers like yourself through this significant journey,...
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Michelle was wonderful to work with and we will definitely be recommending her to friends!
Reply from Michelle Ham
November 11th, 2025 05:18 PM
I'm absolutely thrilled to hear that you had such a positive experience working with me. Your recommendation to your friends means a lot. I aim to provide the best service possible, and your review confirms that this is happening. Thank you...
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery
Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
