

Top 5%
Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Easy to work the process and great communication.
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you so much Robert! We appreciate your kind words and 5 star review! Enjoy your beautiful home and please let us know how we can help in the future.
They were able to walk me through the difficult and complex process of purchasing a house
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Hi Eleazar, I'm thrilled to hear that you found our guidance helpful during your home buying process. It can indeed be quite complex, so my goal is always to make it as smooth and understandable as possible. I'm glad that you had a positive...
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Michelle was so personable, and took the time to really know us & understand what we were looking for. She was such a great advocate for our needs!
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thanks so much for your kind words, Madison! I'm thrilled to hear that you had such a positive experience. Understanding my clients and advocating for their needs is my top priority, so it's great to know that this resonated with you. If you...
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Michelle and team were very kind, caring, and helpful
Reply from Michelle Ham
November 11th, 2025 05:18 PM
I'm so glad to hear that you found our team to be kind, caring, and helpful, Matthew. Our goal at Churchill Mortgage is always to provide the best service possible, so it's encouraging to know that we were able to do that for you. We appreciate...
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Great people who helped me out every step of the way. Couldn’t ask for a better team.
Reply from Michelle Ham
November 11th, 2025 05:18 PM
I'm thrilled to hear such positive feedback, Josiah! It was my pleasure to guide you through this process and be part of your journey. Here at Churchill Mortgage, we aim to provide the best service and it's always reassuring to hear that it's...
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Loved the portal technology
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you for your feedback. Your responses are an important tool for us to grow as a company. We enjoyed working with you and we hope that we'll have the opportunity to serve you again.
There was great communication and very kind people.
Reply from Michelle Ham
November 11th, 2025 05:18 PM
Thank you so much, David for taking the time to write this review! I loved getting to work with you and Marina to help you purchase your first home! So exciting! Please stay in touch and let me know how I can help you or your friends and family...
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Michelle and her team were professional, prompt, and kind!
Reply from Michelle Ham
November 11th, 2025 05:18 PM
I'm so glad to hear that you had a positive experience with my team and me, Marina. We always strive to be professional, prompt, and kind in our interactions with our clients, and it's wonderful to know we hit the mark with you. Your feedback...
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Michelle and her team were prompt, always kept us in the loop, and made the process seamless from start to finish!
Michelle and her team were prompt, always kept us in the loop, and made the process seamless from start to finish!
Reply from Michelle Ham
November 11th, 2025 05:18 PM
I'm absolutely thrilled to hear that you had a positive experience with us, Jake. Your feedback means so much!! Once again, thank you for your kind words and five-star rating. Looking forward to assisting you in the future!
Michelle Ham
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery

Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.