
Michael Roy
Executive branch manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Mike was very informative. Answered everything I asked in a timely manner. Would definitely work with him again in the future.
Reply from Michael Roy
July 25th, 2026 05:51 PM
Thank Sarah, hope you are doing well, I will reach out as the market gets better!
Micheal was great at following up with me and always available to answer my questions.
Reply from Michael Roy
July 25th, 2026 05:50 PM
I'm pleased to hear that you found my follow-ups and availability helpful, Aliceson. It's important to me that your questions are answered throughout the process. Thank you for your kind words!
Overall, the process went very well. From my first conversation with Mike about our needs to laying out the loan details — amount, timeframe, and overall process — things move as planned.During closing, a few questions came up regarding some...
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Reply from Michael Roy
July 25th, 2026 05:46 PM
Paul, thank you for sharing your experience with me and West Capital Lending. I'm pleased to hear that I could assist in guiding you through the refinance process. I'll be in touch soon as rates come down, take care until then!
Michael was awesome, always returned all my calls whenever I had any questions. Great customer service. Thank you for all your help.
Reply from Michael Roy
June 30th, 2026 05:11 PM
It was a pleasure to be able to assist. Thanks for the kind works Naomi, now go plan a little vacation or something with the cash!
I was very pleased how my phone calls were answered and information relayed.
Reply from Michael Roy
June 30th, 2026 05:11 PM
So glad we were able to get it done for you Donna!
I was very satisfied with Michael Roy's performance, he was on top of my case all along the proccess , always polite, understanding and respectful, as well as very knowledgeable. The closing was as smooth as it could be. I would recommend doing...
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Reply from Michael Roy
June 30th, 2026 05:11 PM
Thank you for the kinds words sir, it was a pleasure to work with you!
Easy, quick process.
Reply from Michael Roy
June 30th, 2026 05:11 PM
That's what we aim for, I will be in touch soon , Thanks for the opportunity to earn your business Cathy!
Simple fact that Michael was able to facilitate completion of the loan.
Reply from Michael Roy
June 30th, 2026 05:11 PM
It was pleasure working with you sir, glad we were able to get it done!
very satisfied with the help that I received from him and I will highly recommend Michael in his company
Reply from Michael Roy
June 30th, 2026 05:11 PM
Thanks for the opportunity to earn your business Juan, look forward to working with you again.
They made it feel like such a smooth process. Very responsive and it never felt like there was an obstacle they couldn't tackle. Definitely recommend!
Reply from Michael Roy
June 30th, 2026 05:11 PM
Thanks Tammy, it was a pleasure working with you!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Reverse Mortgage
Conventional
FHA, VA
Bank Statement Loans
HELOC, Home Equity Loan
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Year Started
2013
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing