
Michael Roy
Executive branch manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Communication is key for me and I felt like you guys did a great job communicating & answering any questions or concerns in a very timely manner.
Reply from Michael Roy
July 25th, 2026 06:01 PM
Thanks Rick, happy to assist, I'll be monitoring your scenario for you and will reach out once the market improves, take care until then!
Michael was very patient with us as it was our first loan everything turned out great. He's a great guy and provides a great service.
Reply from Michael Roy
July 25th, 2026 06:00 PM
Thanks for the kind words Joe and for your trust in us to get it done. Hope all is well down there in FL!
Michael was able to negotiate terms for the refi that made it possible for us to do it.
Reply from Michael Roy
July 25th, 2026 06:00 PM
Thanks Michael and Renee , it's always a pleasure to work you !
Michael was very professional and knowledgeable
Reply from Michael Roy
July 25th, 2026 05:59 PM
Thanks Darlene, happy to be able to redo the loan for you and get the rate down!
Michael goes above and beyond what needs to be done. Fantastic experience.
Reply from Michael Roy
July 25th, 2026 05:56 PM
Hey Carl, hope all is well in PA, happy to be able to assist !
Michael made the entire process worry-free.... he anticipated my questions and had all the information to my inquiries in hand; professional and intelligent but also kind and relaxed ... I have worked with Michael on two refi's now and recommend...
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Reply from Michael Roy
July 25th, 2026 05:55 PM
Thanks Joe, working with clients like you is what makes my job great, hope you are doing well !
Follow-up was fantastic, every question was answered timely by either agent or assistant. Clear and concise communication!!!
Reply from Michael Roy
July 25th, 2026 05:54 PM
Hope you are doing well Doris, it was a pleasure to be able to assist !
Michael was always responsive and answered all my questions. The whole process went very smooth and I would work with him again for any home loan needs.
Reply from Michael Roy
July 25th, 2026 05:53 PM
Thanks for the review and kind words Thomas I appreciate it!
Total faith in Mike. Wouldn't consider working with with anyone else. Super painless process
Reply from Michael Roy
July 25th, 2026 05:52 PM
Appreciate the kind works Laura, happy to be able to assist!
Mike has been amazing throughout this entire process.
He's a great communicator and really went to bat for me to get the best possible results for my needs.
Highly recommend Mike!!!!
Reply from Michael Roy
July 25th, 2026 05:51 PM
Thanks Jeannie, it's always a pleasure to work with you!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Reverse Mortgage
Conventional
FHA, VA
Bank Statement Loans
HELOC, Home Equity Loan
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Year Started
2013
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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