Michael Pendergast

Sr Loan Officer | NMLS # 1904026

4.9

(205)

Mortgage

Mortgage Loan Officer

Contact Info

(949) 382-1735

Lake Forest, CA

https://laderalending.com/team-member/michael-pendergast/

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4.9

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4.9

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Mikes concern and comunication

Reply from Michael Pendergast

September 20th, 2024 07:00 PM

Thank you, Harold, for your 5-star review. I'm thrilled to hear that you had a positive experience and appreciate my communication and concern. I try my best to provide excellent customer service, and your feedback reassures me that it's making...

Great communication and response time

Reply from Michael Pendergast

September 20th, 2024 06:52 PM

Thanks for leaving such a positive review, Darren! I'm thrilled to hear that you appreciated my timely communication. At Ladera Lending, we strive to provide the best service to our customers, and your feedback is a testament to that effort....

The human connection vs AI and the availability of the staff during the process. Outstanding!!!

Reply from Michael Pendergast

August 30th, 2024 09:07 PM

I truly appreciate your kind words and 5-star rating, Dennis. It's wonderful to hear that our team at Ladera Lending could provide you with the human connection you value so highly. We always strive to be available and supportive for our clients...

Michael P was excellent, patient and knowledgeable. Thanks!!

Reply from Michael Pendergast

August 30th, 2024 09:08 PM

I greatly appreciate your kind words, Bill. It brings me joy to know that you found my service excellent and informative. Your satisfaction is my top priority, so I'm thrilled to see that reflected in your 5-star review. If you ever have more...

Mike provided exceptional Customer Support throughout the entire process. He was right there when we needed him either via phone, text or email. We’ve refinanced our home, or previously took out an equity loan and have NEVER experienced anything...

Reply from Michael Pendergast

August 12th, 2024 04:59 PM

Hi Gary, I'm flattered by your kind words and thrilled to hear that my customer service left such a positive impression on you. I strive to be there for my clients every step of the way, and your feedback confirms that I'm on the right track....

Michael Pendergast was very pleasant and helpful with me and my wife throughout the loan process. Me and my wife would highly recommend Michael for anyone who is looking for a loan. Great job.

Reply from Michael Pendergast

August 12th, 2024 05:09 PM

I'm incredibly grateful for the high rating and your recommendation, Don! It was a real pleasure assisting both you and your wife throughout your loan process. I'm always here to provide any help you need. Thank you for choosing Ladera Lending...

Mike was easy to work with glad we had a plan B

Reply from Michael Pendergast

July 30th, 2024 07:23 PM

I'm really glad to hear that you found our process easy, Steve! Having a plan B is always a good idea in this line of work. Your kind words and high rating of 5 stars mean a lot to me. Looking forward to assisting you in the future.

First and foremost Michael is very professional and courteous as well as the rest of Ladera team. The refinance went great and quick. Thank you Ladera team and especially Michael he has our best interest through the whole process.Hope to continue...

Reply from Michael Pendergast

July 30th, 2024 07:24 PM

Victor, thank you for taking the time to share your experience and for the stellar rating. It's fantastic to hear that you found the refinancing process to be both swift and satisfactory. Your trust and satisfaction are our top priorities,...

Michael was extremely professional. He took a great deal of time explaining all our options so we could decide what was best for us. He promptly returned our phone calls and kept us up to date on our loan throughout the process.

Reply from Michael Pendergast

July 30th, 2024 07:25 PM

I'm really pleased to hear that you had a great experience with me at Ladera Lending, Laura! Ensuring you understand all your options and keeping you informed is a crucial part of my job, and I'm glad I could successfully assist you with your...

Mike was very knowledgeable in the way that he helped us with the home refinance. I would recommend him to anybody I met.

Reply from Michael Pendergast

July 30th, 2024 07:25 PM

Thank you so much for your kind words, Rodney. I'm delighted to hear that you had such a positive experience refinancing your home. I strive to provide the best service to my clients and I'm glad that you felt my expertise was beneficial during...

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About

I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs. I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Conventional Loans

FHA & VA Loans

HELOCS & HELOANS

Purchase Loans

FHA Streamlines and IRRRLS

Bank Statement Loans

Stated Income Loans

Reverse mortgages

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Addresses and Serving Areas

Primary Serving Area

Lake Forest, CA

Year Started

2020

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS # 1904026

Disclaimer

Ladera Lending, Inc.
NMLS # 835555
Privacy Policy
NMLS Consumer Access
State Licenses