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Michael Pendergast - Sr Loan Officer | NMLS # 1904026 in Lake Forest, CA

Michael Pendergast

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Sr Loan Officer | NMLS # 1904026

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I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationsh... Show More
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  • Encompass
    A
    Ali J H
    Raleigh, NC
    Posted on February 17th, 2025 07:04 PM
    Mike was a great resource
    Reply from Michael Pendergast
    March 13th, 2025 06:23 PM
    John, I'm so glad to hear that you found me to be a great resource. It's always my goal to provide the best possible service and support throughout the lending process. If you have any more questions or need further assistance in the future,...
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  • Encompass
    H
    Hugh J T
    Darlington, SC
    Posted on January 20th, 2025 06:28 PM
    Not at this time
    Reply from Michael Pendergast
    February 6th, 2025 09:16 PM
    Hi Hugh! I appreciate the review and I'm happy we could complete a loan for you again!
  • Encompass
    P
    Philip W G
    Medford, MA
    Posted on November 23rd, 2024 07:03 PM
    Working with Mike and Hali was A+. Couldn't be happier or recommend it more.
    Reply from Michael Pendergast
    February 6th, 2025 09:17 PM
    Philip, thanks so much for the kind words! Hali and I really appreciate you taking the time to share your experience. We're thrilled we could make your loan process such a positive one and we're so glad you're happy. We appreciate your recommendation!...
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  • Encompass
    M
    Marian W
    Rockingham, NC
    Posted on November 22nd, 2024 07:11 PM
    Mike talked to me like we were friends, I had some credit issues in the past and he did not talk down to me or judge me on the past.
    Reply from Michael Pendergast
    February 6th, 2025 09:17 PM
    Appreciate the kind words, Marian. It was a pleasure working with you, and I'm glad I could help you navigate the process. I always believe in treating everyone with respect and understanding, regardless of their past credit history. Everyone...
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    Carolyn A P
    Stedman, NC
    Posted on November 19th, 2024 08:07 PM
    Clear, courteous, knowledgeable and friendly as well as willing to answer and questions clearly and completely. Easy to talk to and a pleasure to work with.
    Reply from Michael Pendergast
    February 6th, 2025 09:17 PM
    Carolyn, your feedback means the world to me. I truly appreciate you taking the time to share your experience. It's my goal to make the lending process as smooth and understandable as possible, so I'm thrilled to hear it was such a positive...
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  • Encompass
    Y
    Yahaira M
    Deltona, FL
    Posted on October 26th, 2024 10:17 PM
    This is the 2nd time we have worked with Ladera Lending specifically with Michael Pendergast and both times have been a great experience. He was very thorough and transparent about everything. He set expectations and had great communication...
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    Reply from Michael Pendergast
    October 28th, 2024 10:53 PM
    Thank you, Yahaira & Alex, for choosing to work with me again at Ladera Lending and for taking the time to leave such a glowing review. I'm thrilled to hear that you found the experience to be great for a second time. I always strive to be...
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  • Encompass
    R
    Robert E
    Hopedale, MA
    Posted on October 26th, 2024 06:04 PM
    Everyone I dealt with was polite, knowledgeable, prompt, and informative. The prices was well explained and simple. Highly recommend!
    Reply from Michael Pendergast
    October 28th, 2024 10:53 PM
    Really appreciate your kind words, Robert! I'm thrilled to hear that you had a great experience with us at Ladera Lending and found our team to be polite, knowledgeable, and prompt. We always strive to provide clear and comprehensive information...
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    R
    Roger B
    Greenwood, SC
    Posted on October 2nd, 2024 02:16 AM
    Thanks Michael, great experience working with you.
    Reply from Michael Pendergast
    October 2nd, 2024 06:38 PM
    Thanks for the glowing review, Roger! I'm thrilled to hear that you had a great experience working with me at Ladera Lending. Your satisfaction is my top priority, and I'm glad I was able to meet your expectations. Should you need any further...
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  • Encompass
    E
    Eugene T
    Lake Havasu City, AZ
    Posted on October 1st, 2024 06:09 PM
    Michael and Denise were great and pleasant to do business with.
    Reply from Michael Pendergast
    October 1st, 2024 06:28 PM
    I'm delighted to hear that you had such a positive experience working with Denise and myself, Sue & Eugene. Your satisfaction is our top priority at Ladera Lending, and it's customers like you that make our job so enjoyable. We truly appreciate...
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    Matthew J H
    Henderson, NV
    Posted on September 24th, 2024 06:12 PM
    Michael was very knowledgeable, professional, polite, and friendly. He explained the process well and made the entire experience pleasant.
    Reply from Michael Pendergast
    October 1st, 2024 06:27 PM
    Hi Matthew, I'm thrilled to hear that you had such a positive experience with me at Ladera Lending. It was my pleasure explaining the process and ensuring your overall experience was enjoyable. Your kind words have made my day! Thank you for...
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    About
    I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs. I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    FHA & VA Loans
    HELOCS & HELOANS
    Purchase Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
    Stated Income Loans
    Reverse mortgages
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1904026
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses