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Michael Pendergast - Sr Loan Officer | NMLS # 1904026 in Lake Forest, CA

Michael Pendergast

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Sr Loan Officer | NMLS # 1904026

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I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationsh... Show More
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  • Encompass
    L
    Linda E N
    Bluffton, SC
    Posted on June 12th, 2024 07:21 PM
    Working with a friendly, knowledgable and positive person like Michael. He was always reachable by phone and followed through every step of the process so I understood. Michael is an asset to your company .
    Reply from Michael Pendergast
    July 30th, 2024 07:26 PM
    I'm delighted to hear that you had such a positive experience working with me, Linda. Your words are greatly appreciated. It was my pleasure to be reachable and assist you in every step of the process. I aim to provide the best service possible...
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    Richard A R
    Haverhill, MA
    Posted on April 24th, 2024 02:22 PM
    Micheal was awesome to work with and I would definitely recommend him to anyone
    Reply from Michael Pendergast
    May 3rd, 2024 08:57 PM
    Thank you for the kind words, Richard. It was a pleasure working with you as well!
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    David B L
    Littleton, CO
    Posted on April 24th, 2024 01:42 AM
    Working with Michael made the loan process smooth and professional. His knowledge and clear communication was exceptional. I had a choice of lenders to use. I was initially going to use a lender I have been with for over thirty years. After...
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    Reply from Michael Pendergast
    May 3rd, 2024 08:59 PM
    Thank you so much for your kind words, David. It's fantastic to hear that the loan process was smooth and professional. Your support means a lot to me and the team here at Ladera Lending. We strive for clear communication and professionalism,...
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    Joelle D L
    Littleton, CO
    Posted on April 19th, 2024 05:35 PM
    Michael answered all our questions in a clear, easy to understand manner. The whole process was easy and happened much faster than anticipated.
    Reply from Michael Pendergast
    May 3rd, 2024 09:00 PM
    I'm really pleased to hear you found the process easy and efficient, Joelle. It's always my goal to make things as understandable as possible for my clients at Ladera Lending. Receiving reviews like yours motivates me to keep providing the...
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  • Encompass
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    Taylor M
    Johns Island, SC
    Posted on April 1st, 2024 06:38 PM
    Michael was incredibly patient and helped inform us of every step along the way to ensure we were making the best decision based on our needs. He was very responsive and informative. He checked in with us every step, and delivered on a tight...
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    Reply from Michael Pendergast
    May 3rd, 2024 09:01 PM
    Taylor, thank you so much for taking the time to leave this excellent review. It was an absolute pleasure to guide you through the process and make sure you had all the necessary information to make the best decision for your needs. I'm happy...
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    Robert A W
    Raeford, NC
    Posted on March 29th, 2024 07:24 PM
    Michael Pendergrast was very personable and listened to what my needs and my future plans were and we came up with a solid plan.
    Reply from Michael Pendergast
    March 29th, 2024 07:50 PM
    Thank you for the kind words, Rob. You were a pleasure to work with and I will be following up with you moving forward to save you additional money in the future.
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    B
    Brian F
    Longs, SC
    Posted on March 25th, 2024 05:05 PM
    Michael Pendergast was pleasant, easy to get in touch with and communication was outstanding!
    Reply from Michael Pendergast
    March 29th, 2024 08:43 PM
    Thank you, Brian! I'm happy that you are satisfied with the client service experience. I will keep in touch and let you know as soon as we can save money moving forward.
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    Fred A D
    Tampa, FL
    Posted on March 21st, 2024 02:09 AM
    I am very comfortable with Michael and trust he is going to guide me in the best possible direction. Even when I had a severe meltdown in regards to the incompetent appraiser, Michael continuously talked me off the ledge and provided the facts...
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    Reply from Michael Pendergast
    March 29th, 2024 08:47 PM
    I'm truly grateful for your kind words, Fred. It has been a pleasure working with you the last few years and to guide you through this complex process. I'm glad that I could provide the support you needed, especially during the challenging...
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    Michael B C
    Iva, SC
    Posted on March 2nd, 2024 01:22 AM
    Mike went out of his way to make it happen for us, he made this experience so easy. He’s great.
    Reply from Michael Pendergast
    March 19th, 2024 06:06 PM
    I'm incredibly grateful for your kind words and positive rating, Brandon & Paige. It was my absolute pleasure to ensure your experience with Ladera Lending was as seamless as possible. I'll be here if you need anything else moving forward and...
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    Murph S
    Denver, CO
    Posted on March 1st, 2024 07:04 PM
    Micheal is extremely knowledgeable, very thorough and takes the time to explain everything. answers all questions.
    Reply from Michael Pendergast
    March 1st, 2024 09:12 PM
    Thank you, Murph! It was a pleasure working with you and I'll be keeping track of the market so that we can take advantage of your Client for Life program.
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    About
    I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs. I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    FHA & VA Loans
    HELOCS & HELOANS
    Purchase Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
    Stated Income Loans
    Reverse mortgages
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1904026
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses