Michael Pendergast
Sr Loan Officer | NMLS # 1904026
I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationsh... Show More
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Loan officer was professional and explained everything thoroughly
Reply from Michael Pendergast
June 30th, 2025 03:57 PM
I'm glad to hear that you found my explanations thorough and professional. It was a pleasure assisting you with your loan. Thank you for your kind words and for choosing Ladera Lending.
I've utilized Ladera for a previous loan and trust them. The discounts offered as a previous client made a big difference in the closing costs. I will continue to utilize Ladera in the future .
Reply from Michael Pendergast
June 11th, 2025 07:41 PM
Thank you for your continued trust in Ladera Lending, Damon. I'm glad to hear that the discounts as a previous client positively impacted your closing costs. I look forward to assisting you with your future lending needs.
Michael thank you so much for your understanding and of our needs as well as working to provide us with a plan that works for us . Hali thank you for the prompt processing
Reply from Michael Pendergast
June 10th, 2025 09:53 PM
I'm thrilled to hear that we could meet your needs effectively. It is always a pleasure working with you to develop a plan that suits you. I'll also ensure Hali knows how much you appreciated her prompt processing. Thank you for your kind words,...
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Michael is very professional, took the time to understand our needs and met our expectations. And Hali was very helpful & efficient with the processing. THANK YOU BOTH!
Reply from Michael Pendergast
June 10th, 2025 09:53 PM
I'm thrilled to hear that you found my assistance professional and that I met your expectations. I'm also glad that Hali was helpful and efficient during the processing. Your feedback is greatly appreciated, and it is always a pleasure working...
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Mike was always in contact with us. He was helpful, friendly, responsive, supportive, professional and courteous. 10 out of 10 would highly recommend Mike and your company to everyone
Reply from Michael Pendergast
May 1st, 2025 08:13 PM
I'm thrilled to hear about your positive experience with the mortgage process. It was a pleasure assisting you, and I truly appreciate your recommendation of both myself and Ladera Lending. Thank you for your kind words!
Mike Pendergast. He was so patient and responsive and supportive and if not for his guidance I wouldn't have completed this loan process. We had alot of challenges (not with the lender...with our appraisal and some repairs that needed to be...
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Reply from Michael Pendergast
May 1st, 2025 08:14 PM
I'm thrilled to hear that I could provide you with such a positive experience during your loan process. It was my pleasure to assist you through the challenges, and I'm glad my guidance was helpful. Thank you for your kind words and support....
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Fast and easy with good rate
Reply from Michael Pendergast
May 1st, 2025 08:15 PM
I'm glad to hear that you found the process fast and easy, Judith. It's great to know that you were satisfied with the rate as well. Thank you for choosing Ladera Lending for your needs.
Michael was honest and sincere always took my calls and helped us through what usually is a difficult process with minimal issues
Reply from Michael Pendergast
March 20th, 2025 10:16 PM
Paul, I truly appreciate your kind words and the trust you placed in me throughout the process. It was a pleasure working with you and ensuring that everything went smoothly. I'm glad to hear that my efforts made the experience a bit easier...
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The communication with my team, the flexibility with my needs and overall trust built through the process.
Reply from Michael Pendergast
March 13th, 2025 06:22 PM
John & Dawn, I'm thrilled to hear that you had such a positive experience with us at Ladera Lending. Building trust and maintaining clear communication are top priorities for my team and me, and it's great to know that it made a difference...
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I've always had a great experience working with and hopefully will continue to in the future moving forward.
Reply from Michael Pendergast
March 13th, 2025 06:23 PM
Hi Darren, Thank you so much for your kind words and for taking the time to leave such a positive review! I'm thrilled to hear that you've consistently had great experiences working with us at Ladera Lending. It's always a pleasure to assist...
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About
I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs.
I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA & VA Loans
HELOCS & HELOANS
Purchase Loans
FHA Streamlines and IRRRLS
Bank Statement Loans
Stated Income Loans
Reverse mortgages
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Addresses and Serving Areas
Primary Serving Area
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1904026
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