Top 5%
Michael McDermott
Mortgage Loan Originator | NMLS 184065
Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
Have used Mike and Julissa for years. On our most recent transaction they were able to have the loan down about three weeks prior to our actual schedule closing date which was huge because we had a contingent sales situation and needed all...
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Reply from The McDermott Team
October 30th, 2024 06:58 PM
Hello Matthew, we are thrilled to hear about your great experience with Mike, Julissa, and the rest of our team! We always strive to provide efficient and smooth transactions, so we're happy to have been able to help expedite your loan process...
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As usual, Mike & Julissa and the whole McDermott Team made an otherwise tricky situation seamless. We had a contingent buy/sell for great friends of ours. The loan was done 2 weeks ahead of closing, literally nothing more could have been done...
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Easy to work with, excellent communication, fast acting, informative and very kind. Such a stellar group and team. Would highly recommend if you want to work with a competent and professional team. I would leave 10 stars if it was available!...
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Reply from The McDermott Team
March 7th, 2026 06:24 AM
Thank you so much for your wonderful feedback, Gabrielle. We're thrilled to hear about your excellent experience with The McDermott Team at Bay Equity Home Loans. Your kind words and recommendation mean the world to us. We always strive to...
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The ONLY issue and I mean ONLY issue was ROC title. I would suggest never using them again or at least making sure art and debbie are not the go to title agents because they made me feel degraded disrespectes and like a child when I was a first...
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I had an exceptional experience with Michael for my home loan. The entire team worked seamlessly together, providing me with various options and ensuring I felt supported throughout the process. His patient and thorough approach made everything...
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Michaels commitment to service
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We appreciate your feedback, Mark. We're glad to hear that you valued Michael's commitment to service. At Bay Equity Home Loans, we continuously strive to provide our clients with top-notch service. We'll certainly pass along your positive...
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Professional, proactive, timely communication, smooth
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We're truly honored by your kind words, William. Your 5-star rating means a lot to us! It was a pleasure being proactive and maintaining timely communication to ensure a smooth process. We, The McDermott Team at Bay Equity Home Loans, always...
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10+ years working with the McDermott Team--
always professional & efficient with top-tier communication.
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We're thrilled to hear that you've been with us for over a decade, Meg! Your kind words about our professionalism, efficiency, and communication are truly appreciated. It's always been our pleasure to work with you and we look forward to serving...
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Michael McDermott has received a review with 5 star rating from Barbara Q
Reply from The McDermott Team
October 30th, 2024 06:54 PM
We're thrilled to hear that you rated The McDermott Team at Bay Equity Home Loans with a perfect score of 5 stars, Barbara! Your satisfaction is our primary objective. We're always here to provide you with top-notch service. Feel free to reach...
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Michael McDermott has received a review with 5 star rating from Dailyn G
Reply from The McDermott Team
October 30th, 2024 06:54 PM
Thank you for the perfect rating, Dailyn! We're thrilled to hear that you had such a positive experience with The McDermott Team at Bay Equity Home Loans. Your feedback is invaluable to us and we look forward to serving you again in the future....
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013
Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery
Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/