Top 5%
Michael McDermott
Mortgage Loan Originator | NMLS 184065
Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
All the staff that I worked with were always promptly available to answer all my questions.
Reply from The McDermott Team
March 7th, 2026 06:24 AM
Thank you so much for your kind words, Yesenia. We are delighted to know that you had a great experience with The McDermott Team at Bay Equity Home Loans. Our team always strives to be readily available to answer any queries our customers may...
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Quick and professional
Michael McDermott has received a review with 5 star rating from Katie E
You’re in good hands with Mike McDermott. We were on a time crunch and he made it happen for us!! Friendly staff that knows their business. Our 3rd transaction with Bay Equity and won’t be our last!
Mike was great to work with. He is very educated in his lending business. He was upfront which is refreshing! He communicates well about the process of the loan. He is transparent about what is needed to close the loan in a timely manner. He...
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Communication, knowledge, quick closing and overall pleasant staff to work with
Quick response times
Michael McDermott and the Bay Equity team are the best in the lending business!! They are very reliable, great on their communication, and I always trust they will get the job done for my client's financial needs.
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Michael and his team were a delight to work with. They were on top of everything they needed to make our house buying experience smooth. I appreciate all your hard work! Look forward to working with you again!
Excellent group to work with. Highly competent, fast acting and professional. This team makes your process extremely painless! Communication is unmatched as well - wow!
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013
Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery
Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/