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Michael McDermott
Mortgage Loan Originator | NMLS 184065


Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 7 PM(Open now)
Wed
8 AM to 7 PM
Thu
8 AM to 7 PM
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Reviews from Web
Michael and his team are possibly the greatest team ever assembled for all your mortgage needs! They are the '96 Bulls of the mortgage industry. They made the process seamless and stress-free, leaving us to plan the logistics of moving across...
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Reply from The McDermott Team
August 17th, 2026 04:35 PM
Tayler, thank you so much for the kind words—this made our day!Comparing us to the ’96 Bulls is high praise we’ll take every time. Our whole goal is exactly what you described: take the stress off your plate so you can focus on the important...
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Dawn and I would like to thank Michael and his team for all of their hard work to make the purchase of our new home a success. The process was swift and we were on top of what was taking place at every turn. Thank you from the bottom of our...
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Reply from The McDermott Team
August 17th, 2026 04:36 PM
Thank you so much for the kind words — it truly means a lot. We’re glad the process felt swift and that you always knew exactly where things stood. That’s exactly how we want every client to feel. It was a pleasure helping you get into your...
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Working with Mr. McDermott made me feel incredibly lucky to have him as my Mortgage Loan Originator. He made the transition flow easily and walked me through every step till the end. I would recommend Mr McDermott to anyone with full confidence...
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Reply from The McDermott Team
July 3rd, 2026 03:18 PM
Thank you so much for your kind words, Mildred. I'm glad to hear that the process was smooth and that I could guide you every step of the way. Your confidence in my work means a lot, and I truly appreciate your recommendation.
The only team I rely on for my home purchases is Mike McDermott, and team! They have never failed me. My financing experience is always smooth, professional, patient with all my questions, and there’s never any last minute surprises ! Whenever...
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Reply from The McDermott Team
June 4th, 2026 09:56 PM
Raquel, I'm grateful for your trust and continued support. It's wonderful to hear that you've consistently had smooth and professional experiences with us. Thank you for recommending us to your friends, family, and colleagues. If you ever have...
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Michael McDermott is an exceptional agent. Before working with him on our VA loan, we had spoken with a few other lenders and quickly realized they lacked both the knowledge and urgency we were looking for.From the moment we connected with...
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Reply from Michael McDermott
June 4th, 2026 09:57 PM
Syndee, I'm grateful for your kind words about my service. It's wonderful to hear that you found my assistance with your VA loan both knowledgeable and responsive. Your satisfaction is important to me, and I'm glad I could be there for you...
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Michael was very helpful and informative from the first time we contacted him! He helped guide us through the process of buying a home with great communication and support. I would definitely recommend his services to anyone!
Reply from Michael McDermott
September 3rd, 2026 04:33 PM
Cecily, thank you so much for the kind words! Being helpful and informative from that first conversation, then guiding you through buying a home with clear communication and support, is exactly why we do this. Congratulations on the new home...
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When looking to see if we could buy a house, Mike helped us realize we could, with a very easy prequalification process. When it came time to actually purchase a house, Mike and his team were able to get us keys in hand, with a VA loan, with...
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Reply from Michael McDermott
August 31st, 2026 04:23 PM
Mike, thank you so much for this — it truly means a lot. Helping you realize buying was possible, then getting keys in your hands with a $0 out-of-pocket VA loan, is exactly why we do this. The whole team is grateful we could keep the prequal...
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Michael is exceptional. He made our transactions effortless and he answered my hundreds of questions promptly and so respectfully. I highly recommend him and will definitely be using him again. In fact we did use him for another loan type that...
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Reply from Michael McDermott
August 24th, 2026 09:50 PM
Jaime, thank you so much for this kind review — it truly means a lot. I’m grateful I could make the process feel effortless and take the time to answer every question thoroughly and respectfully. Buying a home (and then handling the additional...
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It was a pleasure working with Michael and his team to secure a home loan. He was knowledgeable and transparent from the start. While diligently working away, he proactively kept us informed of progress through every step. If you’re looking...
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Reply from The McDermott Team
July 3rd, 2026 03:19 PM
I'm grateful for your kind words, Bryan. It's wonderful to hear that me and my team were able to provide you with knowledgeable and transparent service throughout the home loan process. If you have any future needs or questions, please feel...
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Michael and his team were very supportive, knowledgeable, and great with communication!
Reply from Michael McDermott
June 4th, 2026 09:57 PM
I'm grateful for your kind words, Kathleen. It's wonderful to hear that you found our support and communication helpful. If you ever have more questions or need assistance, please don't hesitate to reach out.
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013

Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery




Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/