Top 5%
Michael McDermott
Mortgage Loan Originator | NMLS 184065
Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
Process was very easy
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We're thrilled to hear you found the process easy, Rebecca! Your positive feedback is a testament to our commitment at The McDermott Team, Bay Equity Home Loans, to provide a seamless experience for our clients. We're grateful for your 5-star...
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The McDermott Team are the best at what they do. This is my 3rd home purchase and I wouldn’t want to use anyone else. Thank you to everyone for guiding me every step of the way, for making everything so simple and taking care of everything...
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Reply from The McDermott Team
March 7th, 2026 06:24 AM
Thank you for such glowing feedback, Dailyn! It's always a pleasure to assist you with your home purchases. We strive to make every process as smooth as possible and we're thrilled that you found our guidance helpful. We appreciate your trust...
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Amazing from start to finish! My client came to me prequalified and I was skeptical! The team impressed me and got the job done incredible day!
Reply from The McDermott Team
March 7th, 2026 06:24 AM
Thank you for your glowing review, Jeanie! We're thrilled to hear that you've had a great experience with The McDermott Team at Bay Equity Home Loans. It's our top priority to ensure our clients are prequalified efficiently and effectively,...
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The communication between everyone was great .
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We're thrilled to hear your positive feedback, Vincent! Seamless communication is one of our top priorities at Bay Equity Home Loans, and it's great to know that The McDermott Team could deliver this for you. Your 5-star rating is much appreciated....
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Michael and his Team made this transaction one of the smoothest I have been a part of. The communication every step of the way was top notch. They were on top of everything every step of the way. I would highly recommend them for ALL your mortgage...
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Reply from The McDermott Team
October 30th, 2024 06:59 PM
Thank you so much for your glowing review, Stephanie! We're thrilled to hear you had a smooth transaction with us and appreciated our communication throughout the process. At The McDermott Team, we always strive to stay ahead of the game so...
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Michael McDermott has received a review with 5 star rating from Anita A
Reply from The McDermott Team
October 30th, 2024 06:57 PM
We're thrilled to hear you had a positive experience with The McDermott Team, Anita! Your high rating reaffirms the hard work we put into our services at Bay Equity Home Loans. We aim to provide the best for our clients and your feedback helps...
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I was informed every step of the way when there was changes or something was needed for me. The team was very quick to answer my questions, and it was a seamless process.
Reply from The McDermott Team
March 7th, 2026 06:24 AM
We are thrilled to hear that you found our process seamless and that you were kept informed. It's important to us to make sure our clients feel supported and knowledgeable throughout the process. Your positive feedback reinforces the effort...
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Mike and Julissa made this transaction that otherwise could have been bumpy smooth as butter. Contingent sales with multiple moving parts are tricky but Mike has the whole loan done about 3 weeks prior to closing. Couldn’t ask for a better...
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Reply from The McDermott Team
March 7th, 2026 06:24 AM
Hi Matthew, thank you for taking the time to provide us with such a positive review. We're very happy to hear that your experience with Mike, Julissa, and the rest of The McDermott Team at Bay Equity Home Loans was a smooth one - even with...
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The personal touch, not cookie cutter robots. Ability and willingness to make it happen ahead of schedule, good rates and saved me a month in rent. Great at guiding me through the entire process and helped know precisely what doc's and finances...
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Reply from The McDermott Team
March 7th, 2026 06:24 AM
We're thrilled to hear such positive feedback, George! Our team strives to provide a personalized experience and we're glad we could save you extra time and money. Your acknowledgement of our dedication to get things done ahead of schedule...
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Michael and his team were on top of the loan from the beginning to end. Never skipping a beat. It made our house hunting less stressful knowing they had everything under control!
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013
Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery
Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/