Top 5%
Michael McDermott
Mortgage Loan Originator | NMLS 184065
Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
Mike and the entire Bay Equity Team were an absolute pleasure to work with. The approval process was quick, and the transfer of information was seamless. They kept me well-informed throughout the loan process, ensuring that all updates were...
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Reply from Owner
March 6th, 2026 12:00 AM
Thank you so much for the fantastic 5-star review and your kind words! I'm truly grateful that my team and I could make the home-buying process a positive and stress-free experience for you.It means a lot to hear that the quick approval, seamless...
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As a first-time home buyer, I was unaware of many things. Michael and his team answered all my questions and helped me understand all the details. Thanks to them the whole process went smoothly and I was able to close on time.
Reply from The McDermott Team
March 8th, 2026 01:54 AM
It means the world to hear that we could fill in those gaps you didn't know about at the start—answering every question patiently, explaining all the details clearly, and making sure you felt confident and informed throughout. Guiding first-time...
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Great communication and got the job done in a timely manner for all. Client is happy and home!
Reply from Michael McDermott
August 31st, 2026 04:24 PM
Matthew, thank you so much for this — it truly means a lot. Clear communication and getting the job done on time for everyone involved is exactly how we like to run a file. Glad your client is happy and home. Always a pleasure working with...
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Everyone we worked with was so helpful, patient, responsive. I will absolutely work with this company in the future and recommend you to anyone! Thank you for making things easy as possible and being so pleasant to work with!!!
Reply from Michael McDermott
August 31st, 2026 04:25 PM
Andrew, thank you so much for this — it truly means a lot. The whole team is glad it felt helpful, patient, and responsive from start to finish. Making the process as easy as possible is always the goal. We’d be honored to work with you again,...
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Everyone helped us and stayed engaged.
Reply from Michael McDermott
August 31st, 2026 04:26 PM
Gary, thank you so much for this. The whole team is glad we could stay engaged and be there to help from start to finish. Please don’t hesitate to reach out if you ever need anything.
Julissa is amazing at her communicating, always keeps everyone up to date and it is a very seamless process.
Reply from Michael McDermott
August 31st, 2026 04:29 PM
Rebecca, thank you so much for this — I’ll make sure Julissa sees it. Staying on communication and keeping everyone up to date is exactly how she runs a file, and I’m glad it felt seamless. Always a pleasure working together — we’re ready for...
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Closing earlier than expected
Reply from Michael McDermott
September 22nd, 2026 05:49 PM
Morgan, glad we could get you to the finish line ahead of schedule. Congrats again!
Michael kept me in the loop as the tranaction was moving along, he also closed early!
easy to upload documents when asked into the portal.
Great communication, fast responses to questions and overall fast turn around time.
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013
Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery
Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/