

Top 5%
Michael McDermott
Mortgage Loan Originator | NMLS 184065


Arizona State University
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-ou... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
Sun
11 AM to 5 PM
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Reviews from Web
Super helpful and informative as we had a ton of questions throughout the process!
Reply from Michael McDermott
March 8th, 2026 01:49 AM
It means a lot to hear that we were super helpful and informative, especially with the ton of questions you had throughout the process. My team and I always prioritize being fully available—answering every question clearly and thoroughly, providing...
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Michael and his team were fantastic to work with. As a veteran, I'd definitely recommend him for utilizing your VA loan. I couldn't have asked for a better experience. Michael cares about you and your best interests and does all that he can...
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Reply from Owner
March 5th, 2026 12:00 AM
Thank you so much for this incredibly meaningful review—your words truly touch my heart, and coming from a veteran means even more. It was an honor to work with you and help make your VA loan experience smooth, straightforward, and in your...
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Mike and his team were able to make it happen! It was a smooth easy process. They were great at communication and getting all things in order in time for closing. This was our first time buying a home and we will definitely be using him next...
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Reply from Owner
March 6th, 2026 12:00 AM
Thank you so much for the wonderful 5-star review and for your kind words! I'm truly thrilled to hear that the process felt smooth and easy for you—especially since this was your first home purchase. It means a lot that you found our communication...
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Things were insanely rushed with our loan process and we did not feel a level of comfort with the Bay Equity team. We felt even more rushed and pressured just to sign a piece of paper, rather than an explanation of what everything even meant....
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Reply from The McDermott Team
March 8th, 2026 01:49 AM
I appreciate you sharing your experience, Karissa. It sounds like the loan process felt overwhelming and rushed, which is definitely not the experience I strive to provide. I understand how important clear communication and feeling comfortable...
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I've worked with The McDermott Team for 12+ years now and a 100%, drama-free closing record with them. They're fabulous to work with - great communication and follow through - always on top of things. I have no hesitation referring The McDermott...
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Reply from The McDermott Team
March 7th, 2026 06:24 AM
We are thrilled to hear about your positive experiences over the past 12 years. Your trust and referrals mean a lot to us. We strive to maintain great communication and a seamless closing process. Thank you for your continued support and kind...
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This is my second time working with Mike and his team on my home purchase. Both times were excellent and he took care of every step in the process making closing a breeze. With Mike and his team be assured you have a lender that will work with...
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Reply from The McDermott Team
March 7th, 2026 06:24 AM
We are thrilled to hear about your positive experience working with Mike and our team at Bay Equity Home Loans. Ensuring a smooth and transparent process for your home purchase is our priority, and we're glad to have met your expectations....
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Thank you!!!!!
Reply from The McDermott Team
March 8th, 2026 01:55 AM
A simple, excited thank-you like this speaks volumes—it tells us we delivered the smooth, positive experience we always aim for, and it truly brightens our day. Whether it was quick responses, clear guidance, or just making the process feel...
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Mike you were fantastic. Great communication and very timely in responding to anything I needed. It was great.to get emails early in the money with enough time to provide whatever was needed or just simply know we're we were at. Can't thank...
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Reply from Michael McDermott
March 8th, 2026 01:50 AM
Your thanks to me and the whole team touches us deeply—we truly appreciate your trust and the chance to deliver such a positive experience. If you ever need anything in the future (refinance, next purchase, or helping a friend/family), we're...
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Easy to work with the McDermott Team. They made this a great experience .
Reply from The McDermott Team
March 8th, 2026 01:50 AM
Thank you so much for the wonderful 5-star review—I'm truly grateful for your kind words and for choosing The McDermott Team! It means a lot to hear that working with us felt easy and turned the entire experience into something great. Our goal...
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Michael McDermott has received a review with 5 star rating from Necati O
Reply from The McDermott Team
March 8th, 2026 01:55 AM
Thanks again, Necati—your 5 stars keep the whole team motivated to deliver the best every time!
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About
Michael McDermott is a Phoenix mortgage broker with The McDermott Team at NEXA Lending. One application and one credit report, and he shops the file across 300+ lenders while staying the lender.
He works purchase, refinance, HELOC, cash-out, DSCR, and renovation files for homeowners and Realtors. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, and Texas. NMLS 184065. Originating since 2002.
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
First-Time Homebuyers
VA, FHA, USDA Loans
Conventional & Jumbo
Purchase & Refinance
Renovation & Construction
Responsive Communication
Realtor Partnerships
Complex Loan Scenarios
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Education
- Arizona State UniversityBiology/Biological SciencesAug 2001 -Dec 2013

Positions
- Nexa Lending - The McDermott Team - Mortgage Loan OriginatorMar 2nd, 2026 - Current
Memberships
- National Association of Mortgage Brokers (NAMB)
- Arizona Mortgage Lenders Association
- Certified Mortgage Planning Specialist (CMPS)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 184065
Gallery




Awards
MPA Young Gun
Top 1% Loan Origin...
Achievements
- Top 1% Originator for 10+ Years
- 2015 Mortgage Professional America Young Guns Award
Hobbies
- Hiking Arizona Trails
- Hiking Rocky Mountain 14ers
- Fitness & Outdoor Adventures
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Disclaimer
Compliance & Licensing Information:
Equal Housing Lender | NMLS ID #1660690
NEXA Mortgage, LLC | AZMB #0944059
Corporate Office: 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
For Advertisement Purposes Only. This is not a commitment to lend.
Legal Disclosures, Licensing & Website Disclaimer: https://nexamortgage.com/disclaimer/
Privacy policy: https://nexamortgage.com/privacy-policy/
For licensing information, go to http://nmlsconsumeraccess.org/