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Michael Joseph  - Vice President | NMLS 191985 in Gaithersburg, MD

Michael Joseph

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Vice President | NMLS 191985

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I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for... Show More
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Overall Ratings
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5 Star
97%
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3%
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Reviews from Web
  • Encompass
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    William P R L
    East New Market, MD
    Posted on April 5th, 2026 04:20 PM
    Our sitauation was a bit unique and Michael was extremely consistent and easy to work with. Always answered our questions however trivial they may have been. Worked diligently to resolve any issues we had, whether it be financial or time sensitive....
    read more
  • Encompass
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    Karin E M
    Rockville, MD
    Posted on April 3rd, 2026 05:56 PM
    Great personal service
  • Encompass
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    Sarah B
    Potomac, MD
    Posted on April 2nd, 2026 02:31 AM
    Presdential kept the the process simple for us and kept us informed throughout.
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    Kathryn D
    Oakton, VA
    Posted on March 29th, 2026 02:45 AM
    The entire process was so smooth and efficient. Thankful characteristics when going through the stressful process of buying a home. Thank you!
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    K
    Kavita S
    Posted on March 23rd, 2026 04:13 PM
    Michael Joseph has received a review with 5 star rating from Kavita S
  • Encompass
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    Kavita S
    Iowa Colony, TX
    Posted on March 23rd, 2026 04:13 PM
    I had a fantastic experience working with Michael Joseph on my home loan. He was professional, patient, and truly understood how stressful the process can be. No matter how big or small my questions were, he always took the time to explain...
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  • Encompass
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    Donna B
    Mount Airy, MD
    Posted on March 20th, 2026 09:32 PM
    Michael came through for us on a Sunday night we were not planning to buy a house but the opportunity presented itself and we had to move fast against multiple offers . Michael helped us late on a Sunday evening and had the lender letter ready...
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  • Encompass
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    San-Hsueh K
    Rockville, MD
    Posted on March 20th, 2026 07:13 PM
    Patience with my question and sincereness of helping us dealing with mortgage rates.
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    Daria S
    Colorado Springs, CO
    Posted on March 19th, 2026 05:51 PM
    Michael Joseph promised -- and he delivered. He and his team went above and beyind to process my paperwork quickly and shepherd the loan application through to completion to meet my aggressive close date.
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    Joseph A M
    Germantown, MD
    Posted on March 17th, 2026 07:23 PM
    Michael and his team. Especially Kim did a stand out job.
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    About
    I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for my clients. I look forward to having the opportunity to assist you with your mortgage lending needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Presidential Bank Mortgage - Senior Loan Officer
      Mar 1st, 2019 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 191985
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.