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Michael Joseph  - Vice President | NMLS 191985 in Gaithersburg, MD

Michael Joseph

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Vice President | NMLS 191985

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I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for... Show More
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5 Star
97%
4 Star
3%
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Reviews from Web
  • google
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    Zar G
    Posted on March 17th, 2026 06:53 PM
    Michael Joseph has received a review with 5 star rating from Zar G
  • Encompass
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    Zar G
    Iowa Colony, TX
    Posted on March 17th, 2026 06:53 PM
    Michael and his team were great to work with. They handled all of my client's concerns and provided amazing coordination and communication throughout the transaction.
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    Jenny S
    Posted on March 16th, 2026 12:21 PM
    Great communication Among all team members. this made the transaction easy and pleasant. Michael had great ideas with how to make things work using our assets to minimize money spent and delays Great experience!
    read more
    Reply from Owner
    March 31st, 2026 09:20 PM
    Thank you so much for your kind words! I’m glad our team’s communication made the process smooth and enjoyable for you. It was a pleasure working with you, and I’m happy we could find creative solutions to minimize costs and delays. Wishing...
    read more
  • Encompass
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    Jennifer S
    Germantown, MD
    Posted on March 16th, 2026 12:21 PM
    Great communication Among all team members. this made the transaction easy and pleasant. Michael had great ideas with how to make things work using our assets to minimize money spent and delays Great experience!
    read more
  • Encompass
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    Adam S
    Cumberland, MD
    Posted on March 2nd, 2026 06:29 PM
    The fact that even though MMP would not help with my financing due to a listing issue with the house, Mike was still able to find a way to get me first time homebuyer help through another program he found.
  • Encompass
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    Osei A B
    Frederick, MD
    Posted on February 16th, 2026 04:24 PM
    The process was made very smmoth and it was not overwhelmin.
  • Encompass
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    Theodore A
    Ellicott City, MD
    Posted on February 16th, 2026 03:13 PM
    Michael Joseph, Kim Butler, and Cortney Hallam were responsive and helpful. We got a great rate and the underwriting process was better than we expected. Everyone was pleasant to work with.
  • Encompass
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    Noushin H
    Ellicott City, MD
    Posted on February 16th, 2026 02:12 PM
    Michael was great throughout the process. I'll definitely keep him in mind for my next clients
  • Encompass
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    Sara D
    Frederick, MD
    Posted on February 3rd, 2026 04:48 PM
    Loved working with Michael.
  • google
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    Craig M
    Posted on February 2nd, 2026 07:01 PM
    Michael Joseph has received a review with 5 star rating from Craig M
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    About
    I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for my clients. I look forward to having the opportunity to assist you with your mortgage lending needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Presidential Bank Mortgage - Senior Loan Officer
      Mar 1st, 2019 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 191985
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.