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Michael Joseph  - Vice President | NMLS 191985 in Gaithersburg, MD

Michael Joseph

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Vice President | NMLS 191985

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I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for...... Show More
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Overall Ratings
4.94
(643)
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  • 5.0
    Encompass
    S
    Sarah D M
    Bethesda, MD
    Posted on June 21st, 2026 03:00 AM
    Michael was incredibly knowledgable and was able to guide though the whole process -- never making us feel like we were asking too many questions or putting him out. We closed on our house in a short amount of time and he was able to expedite...
    read more
  • 4.87
    Encompass
    P
    Prince A A
    Clarksburg, MD
    Posted on June 12th, 2026 03:21 PM
    Interactions were very personable. Micheal availed himself for every question we had during the process.
  • 5.0
    google
    N
    Nana K
    Posted on June 11th, 2026 06:58 PM
    Working with Michael was a great experience from beginning to end. He made what could have been a stressful process feel much smoother by keeping us informed every step of the way. We always appreciated his regular updates and the time he took...
    read more
  • 4.62
    Encompass
    S
    Sheilla A A
    Clarksburg, MD
    Posted on June 11th, 2026 06:58 PM
    Working with Michael was a great experience from beginning to end. He made what could have been a stressful process feel much smoother by keeping us informed every step of the way. We always appreciated his regular updates and the time he took...
    read more
  • 5.0
    google
    A
    Alain O
    Posted on June 6th, 2026 12:26 PM
    Michael has been more than proactive and tireless in facing all the challenges we encountered. With a practical and problem-solving attitude, he has been able to solve them effectively. Highly recommended!
  • 5.0
    Encompass
    A
    Alain O
    New York, NY
    Posted on June 6th, 2026 12:22 PM
    You’ve demonstrated flexibility in understanding a particular situation and proposing a tailored solution. Michael was more than proactive and managed well to keep the deal together and resolve any issues that arose.
  • 5.0
    Encompass
    M
    Mark S
    Falls Church, VA
    Posted on June 5th, 2026 05:50 PM
    Excellent to work with
  • 5.0
    google
    B
    Betty L
    Posted on June 1st, 2026 04:15 PM
    Michael Joseph has received a review with 5 star rating from Betty L
  • 5.0
    Encompass
    B
    Betty L
    Clarksburg, MD
    Posted on June 1st, 2026 04:15 PM
    You went above and beyond!! You were always very responsive, very knowledgeable, and very helpful At every step of the way. It could not have been a better experience. Thank you For all the hard work!
  • 5.0
    Encompass
    K
    Kristen E C
    Rockville, MD
    Posted on May 30th, 2026 02:17 PM
    As a first-time homebuyer, working with Michael Joseph was an easy and stress-free experience. He maintained clear and consistent communication throughout the entire process and was always available to answer questions and provide guidance....
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  • 10 of 643
    About
    I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for my clients. I look forward to having the opportunity to assist you with your mortgage lending needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    378
    /850
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    Positions
    • Presidential Bank Mortgage - Senior Loan Officer
      Mar 1st, 2019 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 191985
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.