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Michael Joseph  - Vice President | NMLS 191985 in Gaithersburg, MD

Michael Joseph

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Vice President | NMLS 191985

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I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for... Show More
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Overall Ratings
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5 Star
97%
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3%
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Reviews from Web
  • Encompass
    C
    Carolyn P
    Columbia, MD
    Posted on October 20th, 2026 02:38 PM
    Very Helpful
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    B
    Bill M
    Posted on October 12th, 2026 04:13 PM
    Michael Joseph has received a review with 5 star rating from Bill M
  • Encompass
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    William J M
    Cambridge, MD
    Posted on October 12th, 2026 04:12 PM
    Everything went smooth and the questions we did have Michael Joseph got right back to us whith the answers. He did a great job!
  • Encompass
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    Catherine S M
    Hurlock, MD
    Posted on October 1st, 2026 08:42 PM
    Michael was very knowledgeable, professional and very personable. He and his team made the whole process seamless. Thank you!
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    George C
    Warrenton, VA
    Posted on September 22nd, 2026 04:05 PM
    Michael and Kim were aggressive in gathering documents and moving the loan towards a closing. They consistently unblocked challenges and sought out ways to get everything positioned properly for closing. Entrepreneurs are always challenged...
    read more
  • Encompass
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    Fahim S
    Aldie, VA
    Posted on September 18th, 2026 12:40 PM
    Michael is a very professional and knowledgeable loan officer.
  • Encompass
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    Jeffrey M
    Hurlock, MD
    Posted on September 17th, 2026 01:22 PM
    Micheal kept us well informed , worked to get us the best deal he could. He answered all of questions quickly
  • Encompass
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    Ruth K
    La Plata, MD
    Posted on September 14th, 2026 12:23 AM
    Working with Micheal Joseph was an exceptional experience. As a first-time homebuyer, I felt overwhelmed, but Micheal walked me through every detail with absolute clarity and reassurance. Whenever I had a question, responses were instant, and...
    read more
  • Encompass
    B
    Breanna O
    Walkersville, MD
    Posted on September 9th, 2026 05:57 PM
    Michael was very responsive and made the whole process as easy as possible.
  • Encompass
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    Dominic A M
    Los Angeles, CA
    Posted on September 3rd, 2026 09:41 PM
    Great attitude, responsiveness, and results. Not much more one can ask for!
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    About
    I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for my clients. I look forward to having the opportunity to assist you with your mortgage lending needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Presidential Bank Mortgage - Senior Loan Officer
      Mar 1st, 2019 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 191985
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.