Michael Joseph
Vice President | NMLS 191985
I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for... Show More
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Great lender! Easy to work with. Very professional!
Reply from Owner
May 16th, 2026 03:07 AM
Thank you so much for your kind words and continued trust!
Smooth transaction!
Michael’s communication, expertise, flexibility, professionalism, follow up, adherence to deadlines, etc. are beyond STELLAR 🙌. I am 💯 confident my clients will therefore receive the best program for their needs and the funds delivered to...
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Reply from Owner
May 16th, 2026 03:12 AM
Thank you so much for your incredible feedback! I truly appreciate your trust and kind words. I’m glad my communication, attention to detail, and follow-through helped ensure a smooth process for you and your clients. It means a lot to know...
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Michael's expertise, communication, ability to provide options, adapt to fluctuations in the process and seamless delivery for on time and stress free settlement: STELLAR!!
This team
got our loan done in record time. Faced with an emergency, they pulled us out of a hole and rescued our home purchase.
Michael made the process seemless. I felt confident I was working with a group of capable and dedicated professional throughout this process.
Michael is exceptional. I don't think I could've done better. He was knowledgeable, professional and responds promptly every time I reach out. He gives you all the options and you can feel that he is on your side throughout the entire process....
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Reply from Owner
April 21st, 2026 03:45 PM
I truly appreciate your trust throughout the homebuying process. My goal is always to provide clear options, prompt communication, and support every step of the way, so it means a lot to know you felt I was on your side from start to finish....
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Michael was a very knowledgeable professional and his abilit to communicate very well, provide prompt response to all my questions. I felt completely confident and at ease with Michael throughout the process. I cannot wait to work with him...
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Michael always responded to our questions within hours, often early in the morning and in the evening. His team is efficient and organized and on time. We secured a great rate and had a great experience. Thank you, Michael
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Reply from Owner
April 21st, 2026 03:40 PM
Thank you so much for your kind words. I truly appreciate the opportunity to help with your mortgage process. I’m glad I was able to be responsive and support you every step of the way, and I’m thrilled we secured a great rate for you. My team...
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Michael always responded to our questions within hours, often early in the morning and in the evening. His team is efficient and organized and on time. We secured a great rate and had a great experience. Thank you, Michael
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About
I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for my clients. I look forward to having the opportunity to assist you with your mortgage lending needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Presidential Bank Mortgage - Senior Loan OfficerMar 1st, 2019 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 191985
Disclaimer
Company NMLS 421593. All loans subject to credit approval.