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Michael Joseph  - Vice President | NMLS 191985 in Gaithersburg, MD

Michael Joseph

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Vice President | NMLS 191985

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I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for... Show More
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5 Star
97%
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3%
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Reviews from Web
  • Encompass
    F
    Frederick C J
    San Antonio, TX
    Posted on May 29th, 2026 12:37 PM
    I have been working with Michael and his Team for over 10 years. He provides outstanding service, trustworthy, and he treats me like his own family. Thank you! R/Fred
  • Encompass
    E
    Emily G G
    Silver Spring, MD
    Posted on May 23rd, 2026 05:42 PM
    Michael was helpful and informative throughout the entire process! He was friendly and responsive
  • Encompass
    R
    Robert C B
    Annapolis, MD
    Posted on May 18th, 2026 06:08 PM
    Michael was extremely helpful all the way through the process. We had not bought a home in over 40 years and Michael made us feel very comfortable throughout the entire loan proces.
  • Encompass
    B
    Ben H
    Potomac, MD
    Posted on May 14th, 2026 06:31 PM
    Michael made the entire transaction a smooth one from start to finsh. Things could not have been better! Thanks!
  • google
    A
    Anna N A
    Posted on May 8th, 2026 04:10 PM
    Michael Joseph has received a review with 5 star rating from Anna N A
  • Encompass
    R
    Ryan S H
    New York, NY
    Posted on May 8th, 2026 04:10 PM
    have had an amazing experience working with Michael. He is kind, knowledgeable, hard working, and responsive. He is a tremndous asset to your organization and I will be strongly recommending him to friends and family from now on.
    read more
  • Encompass
    J
    Jeffrey M
    Hurlock, MD
    Posted on May 7th, 2026 05:06 PM
    Michask did a wonderful job of keeping us informed throughout the process
  • Encompass
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    Nievelyn Q
    Silver Spring, MD
    Posted on May 6th, 2026 04:19 PM
    Micheal, is patient, extremely polite and very calm in dealing with me especially when I moved my money to Heloc which like 5 days prior to closing, I can even hear the assistant screaming from her email. I can recommend him to a anesthesiologist...
    read more
  • Encompass
    E
    Emelyn I
    Silver Spring, MD
    Posted on May 5th, 2026 03:08 PM
    Michael is an exceptional lender to collaborate with. His calm demeanor and consistent updates have been invaluable to our project.
  • Encompass
    C
    Catherine S M
    Hurlock, MD
    Posted on May 4th, 2026 04:10 PM
    Michael made the process great by being organized and professional it was quick and worry free. Thank you and we will be referring all our friends to you!
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    About
    I offer the knowledge to help prospective borrowers attain the mortgage program that will best suit their individual needs. Professional customer service, competitive rates and a quick, efficient closing are all a part of what I provide for my clients. I look forward to having the opportunity to assist you with your mortgage lending needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Presidential Bank Mortgage - Senior Loan Officer
      Mar 1st, 2019 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 191985
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.