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Michael Hosang
Branch Manager | NMLS ID #609803
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Mike and team were very approachable and willing to discuss any questions we had. We had to lock into our rate during a week of tariff uncertainty, and Mike's advice was very helpful.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Hello Cody, So glad you found my team and I approachable and helpful during your mortgage process. It was great working with you. Thank you for your choosing us at Tidewater Mortgage Services. Sincerely, Mike and Team
It was my first time buying a house, so there was a lot about the process that I needed to learn. Mike and his team were very helpful and patient.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I'm glad to hear that your first home-buying experience was positive and that my team and I could assist you through the process. Your satisfaction is important to us, and we appreciate your kind words, thank you so much! And thank you for...
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Michael and his team were on top of it! Connunication was great and very efficient. Thank you!
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I'm thrilled to hear that you found our communication efficient and that the team and I could meet your expectations. Thank you for your kind words and for choosing Tidewater Mortgage Services.
Mike was very personable and prompt in all of his responses during an inherently stressful process! We deeply appreciate the diligence and detail to which Mike took care of our mortgage process.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Thank you for such a nice review! It’s very easy to do my job when I have 2 fantastic, prompt, and well organized buyers, getting me information needed, even while on vacation : )
Communication every step of the way. Didn't feel like we were missing out on anything.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Ashleigh, I'm thrilled to hear that you felt informed and connected throughout the process. Ensuring you never felt like anything was missing is exactly what I aim for. Thank you for your kind words and for trusting me with your mortgage needs....
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Michael and his teams responsiveness, professionalism, and dedication towards my understanding of the process as a first time homebuyer was second to none. He is concise in his approach to delivering information and any questions I had, no...
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Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Tyler, I truly appreciate your kind words and am thrilled to hear about your positive experience. It was a pleasure to assist you in navigating the homebuying process, especially as a first-time buyer. Making sure you understood each step and...
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Michael and his team hae helped us with 4 properties this year. Every time they have made the process streamlined, efficient, and easy. Thanks y'all.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Thank you so much Kerry! It's been a pleasure assisting you with your properties over the years. We always aim to streamline and simplify the process for our buyers. Should you need any further assistance in the future, don't hesitate to get...
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Great communication, always willing to explain things and make comparisons. Always looking out for the best options to save money.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Levi, I'm delighted to hear about your positive experience with my service and I'm glad that the communication was clear and helpful. I always strive to ensure my clients understand every detail and save as much as possible. Thank you for taking...
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Good communication, and problem solving when they came up
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Thank you for the positive review, Zachary. I'm glad you found my communication and problem-solving skills to be effective. At Tidewater Mortgage Services, we believe in keeping our customers engaged and informed at all times, and I'm glad...
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Mike was very responsive and easy to work with.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I'm thrilled to hear about your positive experience, Maura. It was a pleasure to assist you and I pride myself on being responsive and easy to work with. Your feedback means a lot to me and the entire team at Tidewater Mortgage Services. Thank...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Jumbo Loan
VA Loan
DSCR Loan
Bank Statement Loan (Self-Employed)
FHA Loan
Fixed Rate Mortgage
Manufactured Home Loans
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 13th, 2025 - Current
Memberships
- Mortgage Bankers Association
- TMBA
- HRRA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #609803
- Licensed in DC, FL, VA, NC, MD
Gallery
Videos
Awards
President's Club
Achievements
- Multi Time Presidents Club Member
- Multi Time Off Road Race and Road Race Winner
Hobbies
- Spearfishing
- Fishing
- Offroad Bike Racing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)