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Michael Hosang
Branch Manager | NMLS ID #609803
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
I had a fantastic experience working with Michael as my loan officer throughout the home buying process. From the very beginning, he made what could have been a stressful and confusing process feel clear, organized, and manageable.Michael was...
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Reply from Michael Hosang
March 12th, 2026 04:26 PM
WOW, what a review and we can't thank you enough for coming to my team and I for the mortgage financing on your new home. Enjoy your new home, and if we can help you or anyone you know, in future purchases, please let us know. Sincerely, Mike...
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Made it stress free . Amazing job!
Reply from Michael Hosang
March 6th, 2026 06:51 PM
I'm pleased to hear that your experience was stress-free, Tania. It means a great deal to me to know that you're satisfied with the level of service provided. Thank you for your wonderful review and for trusting my Atlantic Coast Mortgage team...
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Communication throughout the process
Reply from Michael Hosang
March 6th, 2026 06:52 PM
Thank you for highlighting the communication aspect, Seth. I strive to ensure that everyone is well-informed throughout the entire process. If there is anything else I can do for you, please don't hesitate to reach out. Sincerely, Mike and...
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My husband and I have worked with Michael twice in 3 years. He is by far the best in his field. He is very easy to reach and handles everything as if it is his top priority. We highly recommend him.
Reply from Michael Hosang
January 29th, 2026 09:43 PM
Sherri and Joe, that is a wonderful and thoughtful review. It is what my team and I strive for. It also helps when you have two of the best clients! Thank you for coming back to us again. Enjoy your new house! Sincerely, Mike and Team.
Mike was very helpful, informative, and friendly.
Reply from Michael Hosang
January 28th, 2026 06:32 PM
Very much appreciated Nathan. Thank you for choosing my team and I at Atlantic Coast Mortgage for your needs, and feel free to reach out if there's anything more, I can do for you. If you have any family or friends looking to buy soon, please...
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Excellent service, great rates and closing costs
Reply from Michael Hosang
January 28th, 2026 06:37 PM
Thanks for the second review Ed. Very much appreciated!!! Good luck if you get to fishing there!!! Sincerely, Mike and Team!
I did it for the buckets!
Reply from Michael Hosang
January 27th, 2026 04:32 PM
And the buckets you shale receive LOL
My wife, Anne and I just closed on a house in the lower Keys recently thanks to Mike and his team. We originally applied for a mortgage with the major retail mortgage lender. Once we saw the estimated closing costs and compared it to the closing...
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Reply from Michael Hosang
January 27th, 2026 04:36 PM
Ed and Anne, we cannot thank you enough for coming to us and giving us a shot. It takes a team to make it happen, and you were always right on point, for anything we needed throughout the process. Very much appreciate the kind words. Have a...
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This is the 4th time (at least) that we've worked with Mike. Always available to answer questions, quick turnaround, and the new doc portal and process is super smooth. Wouldn't go anywhere else.
Reply from Michael Hosang
January 21st, 2026 11:18 PM
Only 4?? LOLI appreciate your continued trust and support, Tom and Kristina. It's always a pleasure working with you, and I'm glad you like the new doc portal. Pure gratitude from my team and I!!!!! Enjoy the new home and please don’t hesitate...
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Michael made the process smooth and stress free. He was always responsive and willing to answer any questions we had. I will recommend him to anyone looking to buy a home and I will use his services in the future!
Reply from Michael Hosang
January 15th, 2026 02:01 PM
WOW, thank you for such an awesome review, Chelsea. Very Much Appreciated!!!! Great clients, like you and Jeff, make the process that much easier. Enjoy your new home. Sincerely, Mike and Team
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Jumbo Loan
VA Loan
DSCR Loan
Bank Statement Loan (Self-Employed)
FHA Loan
Fixed Rate Mortgage
Manufactured Home Loans
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 13th, 2025 - Current
Memberships
- Mortgage Bankers Association
- TMBA
- HRRA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #609803
- Licensed in DC, FL, VA, NC, MD
Gallery
Videos
Awards
President's Club
Achievements
- Multi Time Presidents Club Member
- Multi Time Off Road Race and Road Race Winner
Hobbies
- Spearfishing
- Fishing
- Offroad Bike Racing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)