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Michael Hosang
Branch Manager | NMLS ID #609803

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Solid performance. First time home buyer, helped every step of the way. Closed within weeks.
Reply from Michael Hosang
January 10th, 2026 01:23 AM
It's rewarding to hear that I could assist you as a first-time homebuyer, Sean. Guiding you through each step and ensuring a smooth process is always my goal. I'm pleased that we were able to complete everything promptly. If there’s ever anything...
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Solid performance. First time home buyer, helped every step of the way, closed within weeks.
Reply from Michael Hosang
January 10th, 2026 01:25 AM
Very much appreciated Sean. Enjoy your new home! Sincerely, Mike and team!
Mike and his team did an excellent job from start to finish in helping me purchase my first home with a VA loan. He found me a competitive rate and then found another for me even more competitive! An excellent communicator that patiently answers...
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Reply from Michael Hosang
December 14th, 2025 09:09 PM
Peter, It's awesome that your experience purchasing your first home with a VA loan was so positive. Finding competitive rates and ensuring you felt informed each step of the way are important aspects of the service I strive to provide. Thank...
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Mike did a fantastic job on our home loan for our D.C. home this past spring and he's done several other loans for me in the past. He is absolutely the best in the business and I always go out of my way to recommend him to anyone in need of...
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Reply from Michael Hosang
December 14th, 2025 09:15 PM
Man, I'm beginning to think you actually like me LOL. Very much appreciated all the Business both personal and referrals. Sincerely, from my team and I.***If anyone sees this review and needs recommendations on commercial cleaning companies,...
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Mike is probably one of the best loan officers that I have ever had working in my office. If there was one employee that I could say is of exemplary status, it would be Mike.
Reply from Michael Hosang
December 4th, 2025 09:12 PM
James, I truly appreciate your kind words and recognition. It's rewarding to hear that my efforts stand out in your office. Thank you for trusting me with your lending needs at Atlantic Coast Mortgage. If you ever need further assistance, please...
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Mike went the extra mile every step of the process to help me get my dream home! He answered every question with expertise and patience and made sure I was confident in this huge decision. Mike and his team are the best, I can't thank you enough!!!...
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Reply from Michael Hosang
December 4th, 2025 05:31 PM
So glad you felt supported throughout the process, Amanda. Your kind words about my team and I are greatly appreciated. If you have any further questions or need assistance, please don't hesitate to reach out, and of course... If you know anyone...
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Loan officer Responsive
Reply from Michael Hosang
December 4th, 2025 05:32 PM
Thank you so much Hong, If you are in the market for future investment properties, we would love to handle them for you. Have a great finish to 2025 and Awesome start to 2026. Sincerely, Mike and Team.
Walked us through all aspects of the process and was always available to help!
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Thank you So much for such a wonderful review! It was a pleasure working with you2. If you have any questions or need assistance in the future, please feel free to reach out! Have a great day and enjoy your new home.
All the support that was given
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Thank you Milton, Greatly Appreciated. I'm glad to hear that you felt supported throughout the process. Providing excellent service is my top priority, and I appreciate your feedback. If there's anything more I can assist you with, please feel...
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Michael was extremely helpful and patient, he was always quick to respond and was an invaluable resource throughout my home search/purchase process
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Hello Claire, so glad we could be of assistance during your home search and purchase process. Your wonderful reply about my responsiveness and patience mean a lot. Thank you for choosing Tidewater Mortgage Services, and my team and I appreciate...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Jumbo Loan
VA Loan
DSCR Loan
Bank Statement Loan (Self-Employed)
FHA Loan
Fixed Rate Mortgage
Manufactured Home Loans
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 13th, 2025 - Current
Memberships
- Mortgage Bankers Association
- TMBA
- HRRA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #609803
- Licensed in DC, FL, VA, NC, MD
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Awards
President's Club
Achievements
- Multi Time Presidents Club Member
- Multi Time Off Road Race and Road Race Winner
Hobbies
- Spearfishing
- Fishing
- Offroad Bike Racing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)