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Michael Hosang
Branch Manager | NMLS ID #609803

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Mike’s customer service, knowledge of the mortgage industry and professionalism is absolutely unmatched. Thank you SO much !
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Hi Holly, I am thrilled to hear that you had such a positive experience working with me at Tidewater Mortgage Services. Your recognition of my dedication to customer service and industry expertise really made my day. Thank you so much for taking...
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This is my 3rd loan with Mike and Tidewater. They are quick and efficient as usual. Everything is communicated super clearly and there are no surprises.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Thank you so much for your continued trust and support, Kerry. It means a lot to me that you chose to work with us for the third time. I'm thrilled to hear that you find our process quick and efficient and that everything was communicated clearly....
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Good communication, transparency and timeliness of updates throughout the process
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Tyler, thanks so much for taking the time to leave a review. I'm thrilled to hear that you appreciated the communication and transparency throughout your experience with Tidewater Mortgage Services. Keeping you updated and informed is a top...
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Very smooth experience! Made the process very easy buying my first home!
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
I'm thrilled to hear that your first home buying experience was smooth and easy. It was a pleasure assisting you, and I appreciate your kind words.
Mike is very knowledgeable and informative, which makes home buying very easy
communication was flawless
It was a good experience and I would recommend them highly. Kept us informed about the procedure and the process.
Everything was smooth and straight forward. Not a lot of back and fourth. Mike and the team asked for docs, we sent them, that was it. It was easy.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Thank you for the perfect rating Kerry, it means a lot to my team and I. We appreciate you choosing our services for your mortgage needs again! Should you need any further assistance in the future, please don't hesitate to reach out. Have a...
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They answered when I called.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Dane, Congratulations on your new home! So Proud of you and Hailey on purchasing your 1st home. Enjoy and make great memories! Sincerely, Mike and Team
Mike is super knowledgeable and always quick to respond.
Reply from Michael Hosang
December 3rd, 2025 05:47 PM
Thank you for coming to my team and I Charley. Very Much Appreciated. Enjoy the new home!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Jumbo Loan
VA Loan
DSCR Loan
Bank Statement Loan (Self-Employed)
FHA Loan
Fixed Rate Mortgage
Manufactured Home Loans
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 13th, 2025 - Current
Memberships
- Mortgage Bankers Association
- TMBA
- HRRA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #609803
- Licensed in DC, FL, VA, NC, MD
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Awards
President's Club
Achievements
- Multi Time Presidents Club Member
- Multi Time Off Road Race and Road Race Winner
Hobbies
- Spearfishing
- Fishing
- Offroad Bike Racing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)