Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
My favorite thing was the weekly updates, we were constantly in the know on the status of our loan. If you are on the fence about which way to go, jump and use Prime Lending you wont be disappointed. They are knowledgeable, professional, and...
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Reply from Michael Gayda - NMLS# 177621
April 27th, 2020 08:34 PM
Thank you for the review, Kim! We enjoyed helping you into your new home.
Michael and his team were phenomenal! We are extremely pleased with their customer service and they kept us informed every step of the way.
Reply from Michael Gayda - NMLS# 177621
April 27th, 2020 08:34 PM
Thank you, Amanda! We were happy to help you and Rob with your new home. We hope you enjoy it for many years!
Michael Gayda was excellent to deal with from the very beginning. His professionalism, transparency, preparedness, and knowledge set him clearly apart from the competitors. I began the process with three lenders, but knew after the first interaction...
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Reply from Owner
March 3rd, 2020 12:00 AM
Thank you very much for your kind words. We appreciate your trust in allowing us to partner with you and enjoyed working with you! Enjoy your new home!
Michael was readily available whenever I had a question for reservation. His counsel was invaluable in our securing the purchase of our home and at getting a headache free loan. Cannot recommend highly enough.
Reply from Owner
January 31st, 2020 12:00 AM
It was our pleasure, Stephen. We hope you and the family are settled in and enjoying the new neighborhood.
Michael and his team are true professionals in this business. From day one, Michael guided me through the entire process. I truly felt as if I was his main priority and that his entire team was available to ensure I was informed about every...
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Reply from Owner
December 27th, 2019 12:00 AM
Thank you for the kind words, Sir! We are glad you allowed us to help you into your new home. It was the least we could do to repay you for your service. I hope you and the family enjoy it together for many years!
Michael worked very hard to earn my business and gave me a fantastic rate and loan package. Then he and his team made the entire process from approval through funding totally painless. Highly recommend!
Reply from Owner
December 16th, 2019 12:00 AM
Welcome to Jacksonville, Dr. Ed! Thank you for taking the time to leave a review!
Michael Gayda is outstanding to work with, and extremely helpful. I appreciate his attentiveness, and patience while we worked through the scenarios. I greatly appreciate his integrity, industry knowledge, and ability to make the numbers easy...
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Reply from Owner
December 16th, 2019 12:00 AM
Thank you for allowing us to partner with you, Preston & Katie! I enjoyed working with you and hope you enjoy your new home for many years. Please stay in touch!
Michael and his Team are phenomenal. Professionals that make purchasing your home a seamless process. They are exceptionally organized with clear and concise communication. We looked forward to their weekly updates and support. Thank you Michael...
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Reply from Michael Gayda - NMLS# 177621
January 29th, 2020 03:11 PM
Thank you for the kind words, Sharon!
Michael and his Team are phenomenal. They made our experience less stressful, and provided great communication. We will use them again in the future based on our experience. Highly recommended professionals.
Reply from Owner
December 9th, 2019 12:00 AM
Thank you for the review, Sharon! We look forward to working with you again.
Michael and his team was great to deal with. Everything went smooth during the process. The only issue I had was with the builder. The Gayda team was very responsive and kept me in the loop with everything that was going on. I could tell they...
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Reply from Owner
December 9th, 2019 12:00 AM
Thanks for the feedback, Davith! We are happy to have been able to help get you into your new home!
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.